Get a Bad Credit Loan in Salt Lake City, Utah
If you're on this page then you've probably been searching for Bad Credit Loans in Salt Lake City, UT.
The good news is we have all you need to apply online with poor credit and stand a good chance of approval by a direct lender.
Despite popular belief, being rejected doesn't mean you're ineligible to borrow money. It just means you have fewer options.
We recognize that it can be very hard to find a loan from a bank or traditional lender in Salt Lake City if you've struggled with debts in the past. But with our simple online form, you could be connected with lenders in the area in a matter of minutes.
What Exactly Are "Bad Credit Loans"?
It should be noted that there's no such thing as a "bad credit loan". However, there are personal loans available online in Salt Lake City, UT that can be issued to people with a bad credit history.
Depending on your individual circumstances this might come in the form of a small payday loan to help tide you over until you next get paid or a longer-term installment loan in which you repay in equal installments, spreading the cost of a larger sum.
In our experience, while you can get personal loans from the banks or storefront lenders in Salt Lake City, online lenders provide much more favorable terms and it's much easier to apply. As long as they are licensed to lend in the state of Utah, you'll have nothing to worry about and our network only accepts fully licensed and accredited lenders.
So, whether you need to fix your car or make home repairs, pay for emergency travel, or make an upfront purchase but have spent your monthly budget, we can help you connect with a lender today!
With us, you can apply for the following loans in Salt Lake City, UT:
$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans
*The exact amount depends on Utah lending laws, the information you submit, and other factors
List of Salt Lake City, UT Bad Credit Loan Lenders:
Mr Money
4128 S Redwood Rd, Salt Lake City, UT 84123, USA
(801) 955-2795
Dollar Loan Center
130 W 2100 S, Salt Lake City, UT 84115, USA
(801) 983-8939
Check City
1296 E 3300th S, Salt Lake City, UT 84106, USA
(801) 456-2358
Direct Business Lending
9460 S Union Sq Ste 205, Salt Lake City, UT 84106, USA
(855) 908-9088
Check City
3460 S Redwood Rd Ste 4, Salt Lake City, UT 84119, USA
(801) 973-0404
CheckSmart
1842 S 300th W, Salt Lake City, UT 84115, USA
(801) 463-1800
Security Finance
1625 W 700th N Ste C, Salt Lake City, UT 84116, USA
(801) 614-2076
Crest Financial
61 West 13490 S Ste 350, Salt Lake City, UT 84020, USA
(855) 552-7378
Check N' Go
3861 W 5400th S, Salt Lake City, UT 84118, USA
(801) 955-5700
Fastbucks
6066 S State St, Salt Lake City, UT 84107, USA
(801) 261-9557
Cash Store
4379 S State St, Salt Lake City, UT 84107, USA
(801) 262-5585
American Title Loans
3355 S State St, Salt Lake City, UT 84115, USA
(801) 203-3379
Cash Store
5642 S 900 E Ste B-4, Salt Lake City, UT 84121, USA
(801) 269-8800
Check 'n Go
1645 W 700 N Ste K, Salt Lake City, UT 84116, USA
(801) 364-7977
1st Choice Money Center
1244 S Redwood Rd, Salt Lake City, UT 84104, USA
(801) 886-1888
USA Cash Services
4901 S State St Ste D, Salt Lake City, UT 84107, USA
(801) 266-0811
CashUSAToday
1905 W 4700th S, Salt Lake City, UT 84129, USA
(855) 840-5688
Check Into Cash
867 E 4500 S, Salt Lake City, UT 84107, USA
(801) 293-3106
Check 'n Go
5443 S Redwood Rd. Ste D, Salt Lake City, UT 84123, USA
(801) 685-2323
Check Into Cash
4085 W 5415th S, Salt Lake City, UT 84118, USA
(801) 968-2301
Keystone Financial
2716 S State St, Salt Lake City, UT 84115, USA
(801) 364-2200
QC Holdings
665 S State St, Salt Lake City, UT 84111, USA
(801) 575-8172
Check N' Go
757 E 3300 S, Salt Lake City, UT 84106, USA
(801) 463-7774
CheckSmart
832 W N Temple, Salt Lake City, UT 84116, USA
(801) 359-6300
Utah First Credit Union
222 E South Temple, Salt Lake City, UT 84111, USA
(801) 320-2600
Cash America Today
1338 S Foothill Dr Ste 195, Salt Lake City, UT 84108, USA
(855) 840-5688
Check City
2120 S State St, Salt Lake City, UT 84115, USA
(801) 484-2424
Lighthouse Financial
2120 S 700th E Ste C, Salt Lake City, UT 84106, USA
(801) 983-2391
1st Choice Money Center
898 E 3300th S, Salt Lake City, UT 84106, USA
(801) 466-9641
Ez Loan Services
145 E 1300th S Ste 101, Salt Lake City, UT 84115, USA
(801) 364-2662
Check Into Cash
6548 S State St, Salt Lake City, UT 84107, USA
(801) 685-2902
Quick Loan
464 S 600th E Unit C, Salt Lake City, UT 84102, USA
(801) 485-8181
My Utah Payday
124 South 400 E, Salt Lake City, UT 84111, USA
(385) 202-3027
Moneris
898 E 3300th S, Salt Lake City, UT 84106, USA
(385) 210-8910
Rich Dad Coaching
4255 W Lake Park Blvd, Salt Lake City, UT 84120-8201, USA
(877) 524-8854
GO Cash Loans, LLC
3359 So. Main St. #761, Salt Lake City, UT 84116, USA
(800) 965-3639
Brighton FNL LLC
2180 S 1300 E Ste 650, Salt Lake City, UT 84106-4433, USA
(800) 738-0995
Advanced Business Services, LLC
299 S Main St Ste 1300, Salt Lake City, UT 84111-2241, USA
(310) 470-4777
Beacon Lending
358 S 700 E Ste B # 105 Pmb, Salt Lake City, UT 84102-2161, USA
National Payday
2274 S 1300 E # G8-297, Salt Lake City, UT 84106-2814, USA
(877) 807-4827
Valley Loan Corp
2105 W 4700 S, Salt Lake City, UT 84129-1109, USA
Sentry Financial Corporation
201 S Main St Ste 1400, Salt Lake City, UT 84111-2217, USA
(801) 596-9600
FedLoanPros, LLC
5442 S 900 E Ste 601, Salt Lake City, UT 84117-7204, USA
Fastbucks of Murray, Utah, LLC
6066 S State St Ste 4, Salt Lake City, UT 84107-7371, USA
Titanium Funds, LLC
3081 S State St, Salt Lake City, UT 84115-3832, USA
(810) 618-1300
Freedom Direct
2363 S. Foothill Dr., Salt Lake City, UT 84109, USA
(800) 846-0514
Rally Motor Credit
1420 S 500 W, Salt Lake City, UT 84115-5149, USA
(855) 725-5962
Check Mate
1290 S 300 W, Salt Lake City, UT 84101-3049, USA
(602) 522-8900
888 Drop My Rate
1420 S 500 W, Salt Lake City, UT 84115-5149, USA
(888) 376-7697
Sigma Solutions LLC
2150 S 1300 E Ste 500, Salt Lake City, UT 84106-4375, USA
(800) 620-8813
One Simple Online Form
To save you the hassle of going to the bank or storefront lender, only to wait in line to fill out stacks of physical paperwork, we do all the hard work for you with one simple online web form.
Provide us with your basic details and we'll pass it through a network of over 100 lenders that can provide between $100 and $35,000 depending on your request, their assessment of your application, and Utah lending laws.
- Select an amount to borrow between $100 and $35,000 using the sliders.
- Fill out our quick web form from any device with a browser.
- Know in minutes whether you have been connected with a lender on screen.
- Complete the application directly on the lender's page online, attaching digital documents if required.
- If approved, you could see the cash in your account in as fast as one working day - ideal if you are in a time-sensitive financial emergency.
Loans For People With Bad Credit in Salt Lake City, UT
Submit your information
Fill out our simple online form with your details, click "Get Started" and with for a couple of minutes.
Sign Your Loan Contract
If connected to a direct lender, read your loan contract carefully and e-sign it if everything is in order.
Get Your Cash
If approved, money will be directly deposited into your bank account as soon as the next business day.
Are Online Bad Credit Loans Safe?
All lending within Salt Lake City, UT is regulated at the state level, which helps protect borrowers from exorbitant interest rates and predatory lending practices.
While we are not a lender ourselves, you will know the interest rate offered immediately if you are connected with a lender and they make you an offer. By law, they must provide a full copy of the terms and conditions of any personal loan before you sign the online agreement and you are free to walk away at any time.
That doesn't mean there aren't sites out there that prey on those with bad credit, making false promises and misleading statements. Watch out for claims of no credit check being carried out or guaranteed or instant approval. No legal lender can make such promises.
The Good News: While the Salt Lake City, UT lenders in our network will usually carry out some form of credit check, you will not be rejected right away if you have bad credit and those with a poor credit history are routinely and quickly approved for reasonable loans that suit their current financial situation.
Our lenders take in to account a number of factors, including your current employment status, income level, and other personal details.
With us, you can apply for the following loans in Salt Lake City, UT:
$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans
*The exact amount depends on Utah lending laws, the information you submit, and other factors
Who Qualifies For Bad Credit Loans in Salt Lake City, Utah?
To be eligible all you have to be is:
- 18 years or older
- In possession of a bank account in your name
- Employed or otherwise earning a verifiable income of at least $1,000 per month.
- A legal resident of Salt Lake City, UT.
Who Should Use Bad Credit Loans?
If you are searching for bad credit loans, chances are you do not have access to other forms of credit like credit cards and have been turned away by the banks or large lenders. If that's the case, then bad credit loans are one of the best solutions for borrowing money in Salt Lake City, UT.
Getting a personal loan online is also a great way for anyone to get cash fast who doesn't want to go through the rigorous process of paperwork and approval enforced by most larger banks and lenders.
Compare loan rates from the best direct lenders in Salt Lake City, UT near you:
How Can I Get a Bad Credit Loan in Salt Lake City, UT?
To get started with a bad credit personal loan between $100 and $35,000, gather your financial statements (PDFs from online banking make this even easier), calculate how much you can afford to repay each month (without forgetting interest) and then use our form to pass your details among our extensive network.
This saves you the hassle of applying one-by-one and risking multiple searches on your credit report if one lender rejects your application.
The best time to apply online in Salt Lake City, UT is during the working week as you'll know onscreen if you have been connected and then approved by a lender, and they will typically deposit the funds into your designated bank account the next working day.
Note: This is also where they will automatically take repayments so make sure you have the funds there to cover the repayment schedule.
Did you know? Applying online for a small bad credit loan and successfully repaying it will quickly begin rebuilding your credit score and open-up new loan products with better terms.
Having bad credit can make you feel hopeless like you'll never be able to get credit ever again. However, that's simply not true. Many borrowers have made use of our loan connection tool and matched with a reputable lender who's issued them a loan.
Salt Lake City, UT Information
Population: 194,188
Median age: 31.9
Median household income: $54,009
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Median property value: $266,800
Homeownership rate: 48.5
Average car ownership: 2
Salt Lake City, UT Bad Credit Loans Services on the Map:
Our Service is Available for the Following Zip Codes in Salt Lake City, Utah:
84101, 84102, 84103, 84104, 84105, 84106, 84107, 84108, 84109, 84111, 84112, 84113, 84115, 84116, 84117, 84118, 84121, 84123, 84124, 84180, 84133, 84119, 84148, 84136, 84199, 84126, 84157, 84125, 84142, 84165, 84114, 84189, 84150, 84170, 84140, 84122, 84131, 84120, 84141, 84139, 84130, 84135, 84132, 84127, 84145, 84144, 84143, 84138, 84171, 84110, 84137, 84158, 84134, 84153, 84147, 84184, 84185, 84151, 84190, 84152, 84128
With us, you can apply for the following loans in Salt Lake City, UT:
$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans
*The exact amount depends on Utah lending laws, the information you submit, and other factors