Bad Credit Loans Lubbock, TX (Fast Approval)
Get a Bad Credit Loan in Lubbock, Texas
If you're on this page then you've probably been searching for Bad Credit Loans in Lubbock, TX.
The good news is we have all you need to apply online with poor credit and stand a good chance of approval by a direct lender.
Despite popular belief, being rejected doesn't mean you're ineligible to borrow money. It just means you have fewer options.
We recognize that it can be very hard to find a loan from a bank or traditional lender in Lubbock if you've struggled with debts in the past. But with our simple online form, you could be connected with lenders in the area in a matter of minutes.
What Exactly Are "Bad Credit Loans"?
It should be noted that there's no such thing as a "bad credit loan". However, there are personal loans available online in Lubbock, TX that can be issued to people with a bad credit history.
Depending on your individual circumstances this might come in the form of a small payday loan to help tide you over until you next get paid or a longer-term installment loan in which you repay in equal installments, spreading the cost of a larger sum.
In our experience, while you can get personal loans from the banks or storefront lenders in Lubbock, online lenders provide much more favorable terms and it's much easier to apply. As long as they are licensed to lend in the state of Texas, you'll have nothing to worry about and our network only accepts fully licensed and accredited lenders.
So, whether you need to fix your car or make home repairs, pay for emergency travel, or make an upfront purchase but have spent your monthly budget, we can help you connect with a lender today!
With us, you can apply for the following loans in Lubbock, TX:
$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans
*The exact amount depends on Texas lending laws, the information you submit, and other factors
List of Lubbock, TX Bad Credit Loan Lenders:
Texas Car Title & Payday Loan Services
4502 50th St, Lubbock, TX 79414, USA
(806) 412-0646
Cash Store
5707 4th St Ste 3, Lubbock, TX 79416, USA
(806) 785-7888
ACE Cash Express
5412 Slide Rd, Lubbock, TX 79414, USA
(806) 792-2540
Advance America Cash Advance
410 Frankford Ave Ste A, Lubbock, TX 79416, USA
(806) 785-8306
ACE Cash Express
4646 34th St, Lubbock, TX 79410, USA
(806) 797-1104
ACE Cash Express
5510 4th St, Lubbock, TX 79416, USA
(806) 791-6423
ACE Cash Express
1301d 50th St, Lubbock, TX 79412, USA
(806) 977-9027
ACE Cash Express
4201 Ave Q, Lubbock, TX 79412, USA
(806) 744-5109
ACE Cash Express
502 Ave Q, Lubbock, TX 79401, USA
(806) 744-5101
Genworth Financial
8212 Ithaca Ave Ste W5, Lubbock, TX 79423, USA
(806) 543-6149
Cash Store
6301 82nd St Ste 1001, Lubbock, TX 79424, USA
(806) 698-1710
Cash Store
7029 Quaker Ave Lot 2-b, Lubbock, TX 79424, USA
(806) 785-1712
Check 'n Go
413 Frankford Ave, Lubbock, TX 79416, USA
(806) 785-6400
Security Finance
8004 Indiana Ave, Lubbock, TX 79423, USA
(806) 224-1054
Texas Car Title & Payday Loan Services
2702 34th St, Lubbock, TX 79410, USA
(877) 909-9629
Check N' Go
4425 50th St., Lubbock, TX 79414, USA
(806) 785-4500
Noble Finance
2806 Ave Q, Lubbock, TX 79411, USA
(806) 749-5107
IIC Finance
2133 19th St, Lubbock, TX 79401, USA
(806) 765-5066
ACE Cash Express
1923 Marsha Sharp Fwy, Lubbock, TX 79415, USA
(806) 747-4486
ACE Cash Express
120 University Ave, Lubbock, TX 79415, USA
(806) 744-5105
Western Union Agent-Pronto Check Cashing
502 E 50th St, Lubbock, TX 79404, USA
(806) 763-0244
Money Place
6411 University Ave, Lubbock, TX 79413, USA
(806) 793-7710
Cash Store
3211 50th St Unit B, Lubbock, TX 79413, USA
(806) 780-2274
My Tx Payday
5217 82nd St Ste 302, Lubbock, TX 79424, USA
(806) 698-1246
CASH STORE
5707 4th St Ste 3, Lubbock, TX 79416-4260, USA
(806) 785-7888
WELLS FARGO FINANCIAL
5102 60th St, Lubbock, TX 79414-4300, USA
(800) 346-3009
LUBBOCK HOUSING FINANCE CORP.
3212 Avenue Q, Lubbock, TX 79411-2613, USA
(806) 745-9559
SUN LOAN COMPANY
2108 50th St, Lubbock, TX 79412-2603, USA
(806) 740-0402
F D R FINANCIAL SERVICES
3315 81st St Ste B, Lubbock, TX 79423-2035, USA
(806) 788-0821
NETWORK FINANCE
1711 34th St Ste C, Lubbock, TX 79411-1831, USA
(806) 765-6688
PREFERRED LENDERS, LTD
6107 45th St, Lubbock, TX 79407-3739, USA
(806) 795-9355
CENTRAL FINANCE
2310 Avenue Q, Lubbock, TX 79411-2226, USA
(806) 749-2274
A LUMP SUM CASH FLOW CONSULTANTS
2803 66th St, Lubbock, TX 79413-5839, USA
(806) 795-7203
WESTERN FINANCE CO.
1812 Avenue Q, Lubbock, TX 79401-4827, USA
(325) 653-6814
SECURITY FINANCE
8004 Indiana Ave Ste A5, Lubbock, TX 79423-2058, USA
(806) 744-2757
TEAL'S AUTOMOTIVE & SUPPLY
Rr 3 Box 77, Lubbock, TX 79403-9770, USA
(806) 746-5432
NOBLE FINANCE
2806 Avenue Q Apt B, Lubbock, TX 79411-2458, USA
(806) 749-5107
MYRIAD COMMERCIAL CAPITAL INC.
5229 85th St, Lubbock, TX 79424-3407, USA
(806) 787-4325
MIDWEST FINANCE & TAX SERVICES
5015 University Ave Unit A1, Lubbock, TX 79413-4430, USA
(806) 788-0880
CASH AMERICAN INTERNATIONAL INC
5730 50th St, Lubbock, TX 79414-1611, USA
(806) 791-1104
A & A REPO
1207 34th St, Lubbock, TX 79411-2732, USA
(806) 797-6481
MARSHALL INVESTMENTS
2506 39th St, Lubbock, TX 79413-2810, USA
(806) 535-2503
JOHN RUSSELL AND ASSOCIATES
12002 Trafalgar Ave Ste 102, Lubbock, TX 79424-7675, USA
(806) 794-3848
G & B INVESTMENTS
5235 79th St, Lubbock, TX 79424-2832, USA
(806) 833-3000
BRIERCROFT SERVICE CORPORATION
Po Box 53609, Lubbock, TX 79453-3609, USA
(806) 796-2161
AC CREDIT, INC.
Po Box 65056, Lubbock, TX 79464, USA
(806) 687-8175
TEXAS CAR TITLE PAYDAY LOAN
2702 34th St, Lubbock, TX 79410-3522, USA
(806) 797-4400
WORLD ACCEPTANCE
1417 34th St, Lubbock, TX 79411-2625, USA
(806) 744-1491
REGIONAL FINANCE CORP
4509 50th St, Lubbock, TX 79414-3611, USA
(806) 791-5500
CAPWEST HOME LOANS
5219 City Bank Pkwy, Lubbock, TX 79407-3544, USA
One Simple Online Form
To save you the hassle of going to the bank or storefront lender, only to wait in line to fill out stacks of physical paperwork, we do all the hard work for you with one simple online web form.
Provide us with your basic details and we'll pass it through a network of over 100 lenders that can provide between $100 and $35,000 depending on your request, their assessment of your application, and Texas lending laws.
- Select an amount to borrow between $100 and $35,000 using the sliders.
- Fill out our quick web form from any device with a browser.
- Know in minutes whether you have been connected with a lender on screen.
- Complete the application directly on the lender's page online, attaching digital documents if required.
- If approved, you could see the cash in your account in as fast as one working day - ideal if you are in a time-sensitive financial emergency.
Loans For People With Bad Credit in Lubbock, TX
Submit your information
Fill out our simple online form with your details, click "Get Started" and with for a couple of minutes.
Sign Your Loan Contract
If connected to a direct lender, read your loan contract carefully and e-sign it if everything is in order.
Get Your Cash
If approved, money will be directly deposited into your bank account as soon as the next business day.
Are Online Bad Credit Loans Safe?
All lending within Lubbock, TX is regulated at the state level, which helps protect borrowers from exorbitant interest rates and predatory lending practices.
While we are not a lender ourselves, you will know the interest rate offered immediately if you are connected with a lender and they make you an offer. By law, they must provide a full copy of the terms and conditions of any personal loan before you sign the online agreement and you are free to walk away at any time.
That doesn't mean there aren't sites out there that prey on those with bad credit, making false promises and misleading statements. Watch out for claims of no credit check being carried out or guaranteed or instant approval. No legal lender can make such promises.
The Good News: While the Lubbock, TX lenders in our network will usually carry out some form of credit check, you will not be rejected right away if you have bad credit and those with a poor credit history are routinely and quickly approved for reasonable loans that suit their current financial situation.
Our lenders take in to account a number of factors, including your current employment status, income level, and other personal details.
With us, you can apply for the following loans in Lubbock, TX:
$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans
*The exact amount depends on Texas lending laws, the information you submit, and other factors
Who Qualifies For Bad Credit Loans in Lubbock, Texas?
To be eligible all you have to be is:
- 18 years or older
- In possession of a bank account in your name
- Employed or otherwise earning a verifiable income of at least $1,000 per month.
- A legal resident of Lubbock, TX.
Who Should Use Bad Credit Loans?
If you are searching for bad credit loans, chances are you do not have access to other forms of credit like credit cards and have been turned away by the banks or large lenders. If that's the case, then bad credit loans are one of the best solutions for borrowing money in Lubbock, TX.
Getting a personal loan online is also a great way for anyone to get cash fast who doesn't want to go through the rigorous process of paperwork and approval enforced by most larger banks and lenders.
Compare loan rates from the best direct lenders in Lubbock, TX near you:
How Can I Get a Bad Credit Loan in Lubbock, TX?
To get started with a bad credit personal loan between $100 and $35,000, gather your financial statements (PDFs from online banking make this even easier), calculate how much you can afford to repay each month (without forgetting interest) and then use our form to pass your details among our extensive network.
This saves you the hassle of applying one-by-one and risking multiple searches on your credit report if one lender rejects your application.
The best time to apply online in Lubbock, TX is during the working week as you'll know onscreen if you have been connected and then approved by a lender, and they will typically deposit the funds into your designated bank account the next working day.
Note: This is also where they will automatically take repayments so make sure you have the funds there to cover the repayment schedule.
Did you know? Applying online for a small bad credit loan and successfully repaying it will quickly begin rebuilding your credit score and open-up new loan products with better terms.
Having bad credit can make you feel hopeless like you'll never be able to get credit ever again. However, that's simply not true. Many borrowers have made use of our loan connection tool and matched with a reputable lender who's issued them a loan.
Lubbock, TX Information
Population: 247,323
Median age: 29.4
Median household income: $47,326
Median property value: $123,800
Homeownership rate: 52.1
Average car ownership: 2
Lubbock, TX Bad Credit Loans Services on the Map:
Our Service is Available for the Following Zip Codes in Lubbock, Texas:
79401, 79403, 79404, 79406, 79407, 79410, 79411, 79412, 79413, 79414, 79415, 79416, 79423, 79424, 79409, 79453, 79493, 79408, 79457, 79405, 79464, 79402, 79490, 79430, 79491, 79452, 79499
With us, you can apply for the following loans in Lubbock, TX:
$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans
*The exact amount depends on Texas lending laws, the information you submit, and other factors