Bad Credit Loans Houston, TX (Fast Approval)
Get a Bad Credit Loan in Houston, Texas
If you're on this page then you've probably been searching for Bad Credit Loans in Houston, TX.
The good news is we have all you need to apply online with poor credit and stand a good chance of approval by a direct lender.
Despite popular belief, being rejected doesn't mean you're ineligible to borrow money. It just means you have fewer options.
We recognize that it can be very hard to find a loan from a bank or traditional lender in Houston if you've struggled with debts in the past. But with our simple online form, you could be connected with lenders in the area in a matter of minutes.
What Exactly Are "Bad Credit Loans"?
It should be noted that there's no such thing as a "bad credit loan". However, there are personal loans available online in Houston, TX that can be issued to people with a bad credit history.
Depending on your individual circumstances this might come in the form of a small payday loan to help tide you over until you next get paid or a longer-term installment loan in which you repay in equal installments, spreading the cost of a larger sum.
In our experience, while you can get personal loans from the banks or storefront lenders in Houston, online lenders provide much more favorable terms and it's much easier to apply. As long as they are licensed to lend in the state of Texas, you'll have nothing to worry about and our network only accepts fully licensed and accredited lenders.
So, whether you need to fix your car or make home repairs, pay for emergency travel, or make an upfront purchase but have spent your monthly budget, we can help you connect with a lender today!
With us, you can apply for the following loans in Houston, TX:
$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans
*The exact amount depends on Texas lending laws, the information you submit, and other factors
List of Houston, TX Bad Credit Loan Lenders:
First Cash Advance
5185 W 34th St, Houston, TX 77092, USA
(713) 476-9330
ACE Cash Express
13509 Nw Fwy, Houston, TX 77040, USA
(713) 690-2274
Speedy Cash
13482 Northwest Fwy Ste 100, Houston, TX 77040, USA
(888) 895-2475
ACE Cash Express
9819 Bissonnet St, Houston, TX 77036, USA
(713) 773-9033
Allied Cash Advance
2610 S Hwy 6, Houston, TX 77082, USA
(281) 752-9180
ACE Cash Express
9535 Westheimer Rd, Houston, TX 77063, USA
(713) 783-1190
western union
9919 Westheimer Rd, Houston, TX 77042, USA
First Cash Advance
16510 Fm 529 Rd Ste 104, Houston, TX 77095, USA
(281) 858-9089
Thai's Capital Investment
11602 Bellaire Blvd Ste H, Houston, TX 77072, USA
(877) 449-4676
ACE Cash Express
11840 Westheimer Rd, Houston, TX 77077, USA
(281) 584-9823
ACE Cash Express
13548 Beechnut St, Houston, TX 77083, USA
(281) 575-7969
Allied Cash Advance
11660 Westheimer, Houston, TX 77077, USA
(281) 589-2664
A 1 Check Cashing 6
11503 Southwest Fwy, Houston, TX 77031, USA
(281) 495-4744
Speedy Cash
10884 W Bellfort St, Houston, TX 77099, USA
(281) 895-1698
Senor Check Cashing
9000 Beechnut St, Houston, TX 77036, USA
(713) 270-9405
Cash Store
11400 Gulf Fwy Ste A, Houston, TX 77034, USA
(713) 943-1876
ACE Cash Express
6883 S Gessner Rd, Houston, TX 77036, USA
(713) 271-5938
Cash Store
9404 W Sam Houston Pkwy S Ste D, Houston, TX 77099, USA
(281) 983-0004
Cash Store
2600 S Kirkwood Rd Ste 300, Houston, TX 77077, USA
(281) 752-4200
Speedy Cash
11830 Bellaire Blvd Ste A, Houston, TX 77072, USA
(281) 249-9046
A 1 Check Cashing 5
6605 S Gessner Dr, Houston, TX 77036, USA
(713) 988-0680
Check 'n Go
803 Highway 6 S Ste D, Houston, TX 77079, USA
(281) 558-5985
Senor Check Cashing
5911 S Gessner Rd, Houston, TX 77036, USA
(832) 879-2766
Senor Instant Cash
10950 Bissonnet St Ste 115-b, Houston, TX 77099, USA
(281) 498-0400
Ellis Equity
2825 Wilcrest Dr Ste 300, Houston, TX 77042, USA
(713) 952-8022
Texas Car Title & Payday Loan Services
9400 Hwy 6 S, Houston, TX 77083, USA
(346) 330-1113
Allied Cash Advance
6340 N Eldridge Pkwy, Houston, TX 77041, USA
(713) 856-9752
PLS Check Casher
12601 Westheimer Rd, Houston, TX 77077, USA
(281) 293-9559
Advance America Cash Advance
4500 Highway 6 N, Houston, TX 77084, USA
(281) 858-7980
VA Loans Houston USA
9770 W Little York Rd, Houston, TX 77040, USA
(713) 364-8913
One Main Financial
1430 Fry Rd, Houston, TX 77084, USA
(281) 829-3065
A-1 Check Cashing
11190 Beechnut St Ste A1, Houston, TX 77072, USA
(281) 530-1355
Senor Check Cashing
14525 Bellaire Ste C, Houston, TX 77083, USA
(281) 933-1240
No Wait Cash Advance
13940 Westheimer Rd, Houston, TX 77077, USA
(281) 293-7400
ACE Cash Express
11401 N Frwy, Houston, TX 77060, USA
(281) 999-2060
ACE Cash Express
203 W Greens Rd, Houston, TX 77067, USA
(281) 875-3223
First Cash Advance
10701 North Fwy Ste C, Houston, TX 77037, USA
(281) 931-4383
Texas Car Title & Payday Loan Services
3235 Cypress Creek Pkwy, Houston, TX 77068, USA
(281) 872-6419
PLS Check Cashers
34 Aldine Bender Rd, Houston, TX 77207, USA
(281) 820-3000
Cash Store
19734 Tomball Pkwy, Houston, TX 77070, USA
(281) 477-7282
Check N' Go
7093a Highway 6 North, Houston, TX 77095, USA
(281) 345-2415
Texas Car Title & Payday Loan Services
821 Cypress Creek Pkwy, Houston, TX 77090, USA
(281) 872-6366
ACE Cash Express
10959 Cypress Creek Pkwy, Houston, TX 77070, USA
(832) 912-1794
ACE Cash Express
10959 Fm 1960 Rd W, Houston, TX 77070, USA
(832) 912-1794
Z Cash
10998 North Fwy, Houston, TX 77037, USA
(281) 999-1900
Check N' Go
12111 Jones Road, Houston, TX 77070, USA
(281) 970-6642
ACE Cash Express
810 Fm-1960 Rd, Houston, TX 77090, USA
(281) 893-6228
PLS Check Cashers
111 Cypress Creek Pkwy Ste A, Houston, TX 77090, USA
(281) 537-7640
Cash Store
12621 Fm 1960 Rd W, Houston, TX 77065, USA
(281) 807-3957
Si Se Puede, LLC
5950 S Gessner Dr Ste E, Houston, TX 77036, USA
(832) 887-5146
One Simple Online Form
To save you the hassle of going to the bank or storefront lender, only to wait in line to fill out stacks of physical paperwork, we do all the hard work for you with one simple online web form.
Provide us with your basic details and we'll pass it through a network of over 100 lenders that can provide between $100 and $35,000 depending on your request, their assessment of your application, and Texas lending laws.
- Select an amount to borrow between $100 and $35,000 using the sliders.
- Fill out our quick web form from any device with a browser.
- Know in minutes whether you have been connected with a lender on screen.
- Complete the application directly on the lender's page online, attaching digital documents if required.
- If approved, you could see the cash in your account in as fast as one working day - ideal if you are in a time-sensitive financial emergency.
Loans For People With Bad Credit in Houston, TX
Submit your information
Fill out our simple online form with your details, click "Get Started" and with for a couple of minutes.
Sign Your Loan Contract
If connected to a direct lender, read your loan contract carefully and e-sign it if everything is in order.
Get Your Cash
If approved, money will be directly deposited into your bank account as soon as the next business day.
Are Online Bad Credit Loans Safe?
All lending within Houston, TX is regulated at the state level, which helps protect borrowers from exorbitant interest rates and predatory lending practices.
While we are not a lender ourselves, you will know the interest rate offered immediately if you are connected with a lender and they make you an offer. By law, they must provide a full copy of the terms and conditions of any personal loan before you sign the online agreement and you are free to walk away at any time.
That doesn't mean there aren't sites out there that prey on those with bad credit, making false promises and misleading statements. Watch out for claims of no credit check being carried out or guaranteed or instant approval. No legal lender can make such promises.
The Good News: While the Houston, TX lenders in our network will usually carry out some form of credit check, you will not be rejected right away if you have bad credit and those with a poor credit history are routinely and quickly approved for reasonable loans that suit their current financial situation.
Our lenders take in to account a number of factors, including your current employment status, income level, and other personal details.
With us, you can apply for the following loans in Houston, TX:
$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans
*The exact amount depends on Texas lending laws, the information you submit, and other factors
Who Qualifies For Bad Credit Loans in Houston, Texas?
To be eligible all you have to be is:
- 18 years or older
- In possession of a bank account in your name
- Employed or otherwise earning a verifiable income of at least $1,000 per month.
- A legal resident of Houston, TX.
Who Should Use Bad Credit Loans?
If you are searching for bad credit loans, chances are you do not have access to other forms of credit like credit cards and have been turned away by the banks or large lenders. If that's the case, then bad credit loans are one of the best solutions for borrowing money in Houston, TX.
Getting a personal loan online is also a great way for anyone to get cash fast who doesn't want to go through the rigorous process of paperwork and approval enforced by most larger banks and lenders.
Compare loan rates from the best direct lenders in Houston, TX near you:
How Can I Get a Bad Credit Loan in Houston, TX?
To get started with a bad credit personal loan between $100 and $35,000, gather your financial statements (PDFs from online banking make this even easier), calculate how much you can afford to repay each month (without forgetting interest) and then use our form to pass your details among our extensive network.
This saves you the hassle of applying one-by-one and risking multiple searches on your credit report if one lender rejects your application.
The best time to apply online in Houston, TX is during the working week as you'll know onscreen if you have been connected and then approved by a lender, and they will typically deposit the funds into your designated bank account the next working day.
Note: This is also where they will automatically take repayments so make sure you have the funds there to cover the repayment schedule.
Did you know? Applying online for a small bad credit loan and successfully repaying it will quickly begin rebuilding your credit score and open-up new loan products with better terms.
Having bad credit can make you feel hopeless like you'll never be able to get credit ever again. However, that's simply not true. Many borrowers have made use of our loan connection tool and matched with a reputable lender who's issued them a loan.
Houston, TX Information
Population: 2330000
Median age: 33.1
Median household income: $51,203
Median property value: $179,100
Homeownership rate: 41.9
Average car ownership: 2
Houston, TX Bad Credit Loans Services on the Map:
Our Service is Available for the Following Zip Codes in Houston, Texas:
77002, 77003, 77004, 77005, 77006, 77007, 77008, 77009, 77010, 77011, 77012, 77013, 77014, 77015, 77016, 77017, 77018, 77019, 77020, 77021, 77022, 77023, 77024, 77025, 77026, 77027, 77028, 77029, 77030, 77031, 77032, 77033, 77034, 77035, 77036, 77037, 77038, 77039, 77040, 77041, 77042, 77043, 77044, 77045, 77046, 77047, 77048, 77049, 77050, 77051, 77053, 77054, 77055, 77056, 77057, 77058, 77059, 77060, 77061, 77062, 77063, 77064, 77065, 77066, 77067, 77068, 77069, 77070, 77071, 77072, 77073, 77074, 77075, 77076, 77077, 77078, 77079, 77080, 77081, 77082, 77083, 77084, 77085, 77086, 77087, 77088, 77089, 77090, 77091, 77092, 77093, 77094, 77095, 77096, 77098, 77099, 77201, 77289, 77216, 77217, 77263, 77293, 77212, 77291, 77275, 77253, 77228, 77255, 77001, 77208, 77241, 77205, 77227, 77207, 77251, 77234, 77277, 77299, 77245, 77269, 77272, 77284, 77213, 77224, 77257, 77097, 77297, 77225, 77219, 77215, 77280, 77259, 77220, 77204, 77223, 77265, 77266, 77242, 77236, 77279, 77231, 77268, 77221, 77222, 77235, 77281, 77203, 77237, 77270, 77258, 77254, 77287, 77202, 77226, 77267, 77262, 77218, 77233, 77288, 77290, 77240, 77271, 77244, 77252, 77243, 77274, 77210, 77282, 77238, 77248, 77000, 77229, 77209, 77052, 77273, 77249, 77298, 77292, 77206, 77230, 77256, 77261
With us, you can apply for the following loans in Houston, TX:
$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans
*The exact amount depends on Texas lending laws, the information you submit, and other factors