Get a Bad Credit Loan in Lincoln, Nebraska
If you're on this page then you've probably been searching for Bad Credit Loans in Lincoln, NE.
The good news is we have all you need to apply online with poor credit and stand a good chance of approval by a direct lender.
Despite popular belief, being rejected doesn't mean you're ineligible to borrow money. It just means you have fewer options.
We recognize that it can be very hard to find a loan from a bank or traditional lender in Lincoln if you've struggled with debts in the past. But with our simple online form, you could be connected with lenders in the area in a matter of minutes.
What Exactly Are "Bad Credit Loans"?
It should be noted that there's no such thing as a "bad credit loan". However, there are personal loans available online in Lincoln, NE that can be issued to people with a bad credit history.
Depending on your individual circumstances this might come in the form of a small payday loan to help tide you over until you next get paid or a longer-term installment loan in which you repay in equal installments, spreading the cost of a larger sum.
In our experience, while you can get personal loans from the banks or storefront lenders in Lincoln, online lenders provide much more favorable terms and it's much easier to apply. As long as they are licensed to lend in the state of Nebraska, you'll have nothing to worry about and our network only accepts fully licensed and accredited lenders.
So, whether you need to fix your car or make home repairs, pay for emergency travel, or make an upfront purchase but have spent your monthly budget, we can help you connect with a lender today!
With us, you can apply for the following loans in Lincoln, NE:
$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans
*The exact amount depends on Nebraska lending laws, the information you submit, and other factors
List of Lincoln, NE Bad Credit Loan Lenders:
Paycheck Advance & Nebraska Check Cashers
4400 N 70th St, Lincoln, NE 68507, USA
(402) 464-4030
Paycheck Advance & Nebraska Check Cashers
3720 N 27th St Ste D, Lincoln, NE 68521, USA
(402) 466-6226
Paycheck Advance & Nebraska Check Cashers
101 N 27th St, Lincoln, NE 68503, USA
(402) 477-6884
Paycheck Advance & Nebraska Check Cashers
3615 N 44th St Ste 1, Lincoln, NE 68504, USA
(402) 466-2232
Paycheck Advance & Nebraska Check Cashers
233 N 48th St Ste M, Lincoln, NE 68504, USA
(402) 464-7446
Paycheck Advance & Nebraska Check Cashers
1144 Cornhusker Hwy, Lincoln, NE 68521, USA
(402) 477-2535
Check 'n Go
4640 Champlain Dr Ste 117, Lincoln, NE 68521, USA
(402) 477-9900
Advanced Cash & Check Cashing
2600 O St, Lincoln, NE 68510, USA
(402) 477-5692
Western Union
809 P St Ste 102, Lincoln, NE 68508, USA
(402) 476-5420
Check 'n Go
2911 'o' St, Lincoln, NE 68510, USA
(402) 438-4100
Cash Solutions
3833 S 48th St, Lincoln, NE 68506, USA
(402) 489-3990
Paycheck Advance & Nebraska Check Cashers
8901 Andermatt Dr Ste 104, Lincoln, NE 68526, USA
(402) 483-5003
Paycheck Advance
8901 Andermatt Dr Ste 4, Lincoln, NE 68526, USA
(402) 483-5003
Paycheck Advance & Nebraska Check Cashers
2525 Pine Lake Rd Ste 211, Lincoln, NE 68512, USA
(402) 421-1682
Check Into Cash
4451 N 26th St Ste 200, Lincoln, NE 68521, USA
(402) 476-5885
EZ Money Check Cashing
233 N 48th St Ste H, Lincoln, NE 68504, USA
(402) 466-0044
ACE Cash Express
3255 Cornhusker Hwy, Lincoln, NE 68504, USA
(402) 466-0421
Cash Solutions
3223 Cornhusker Hwy, Lincoln, NE 68504, USA
(402) 466-3383
Quik Cash
2111 W O St, Lincoln, NE 68528, USA
(402) 477-0055
Advanced Cash & Check Cashing
2600 O St, Lincoln, NE 68510-1339, USA
(402) 477-5692
OMB/Oasis1 Marketing Group
1909 N 1st St Ste 2, Lincoln, NE 68508-4012, USA
(866) 209-3035
NelNet National Educational Loan Network
121 S 13th St Ste 201, Lincoln, NE 68508, USA
(402) 458-2370
LeadShare
1262 Belmont Ave, Lincoln, NE 68521, USA
(402) 210-2015
Advantage Loan Center, Inc
770 N Cotner Blvd Ste 404, Lincoln, NE 68505-2344, USA
(402) 465-0200
Cash Solutions
3833 S 48th St, Lincoln, NE 68506-4317, USA
(402) 489-3990
Steve's Payday Loans
7121 A St, Ste 100 (not At This Address), Lincoln, NE 68510, USA
(402) 480-6188
PAYCHECK ADVANCE
2525 Pine Lake Rd, Lincoln, NE 68512, USA
(402) 421-1682
American General Financial Services
4003 O Street, Lincoln, NE 68510, USA
(402) 488-2300
JG Wentworth
3800 Old Cheney Rd, Lincoln, NE 68516, USA
(402) 281-0856
Citifinancial
5505 O St #5, Lincoln, NE 68510, USA
(402) 465-0001
Centennial Lending
2500 N St, Lincoln, NE 68510-1244, USA
(402) 476-5105
Advance America
4718 O St, Lincoln, NE 68510-1847, USA
(402) 465-3199
Centex Home Equity Corp.
6221 S 58th St Ste E, Lincoln, NE 68516, USA
One Simple Online Form
To save you the hassle of going to the bank or storefront lender, only to wait in line to fill out stacks of physical paperwork, we do all the hard work for you with one simple online web form.
Provide us with your basic details and we'll pass it through a network of over 100 lenders that can provide between $100 and $35,000 depending on your request, their assessment of your application, and Nebraska lending laws.
- Select an amount to borrow between $100 and $35,000 using the sliders.
- Fill out our quick web form from any device with a browser.
- Know in minutes whether you have been connected with a lender on screen.
- Complete the application directly on the lender's page online, attaching digital documents if required.
- If approved, you could see the cash in your account in as fast as one working day - ideal if you are in a time-sensitive financial emergency.
Loans For People With Bad Credit in Lincoln, NE
Submit your information
Fill out our simple online form with your details, click "Get Started" and with for a couple of minutes.
Sign Your Loan Contract
If connected to a direct lender, read your loan contract carefully and e-sign it if everything is in order.
Get Your Cash
If approved, money will be directly deposited into your bank account as soon as the next business day.
Are Online Bad Credit Loans Safe?
All lending within Lincoln, NE is regulated at the state level, which helps protect borrowers from exorbitant interest rates and predatory lending practices.
While we are not a lender ourselves, you will know the interest rate offered immediately if you are connected with a lender and they make you an offer. By law, they must provide a full copy of the terms and conditions of any personal loan before you sign the online agreement and you are free to walk away at any time.
That doesn't mean there aren't sites out there that prey on those with bad credit, making false promises and misleading statements. Watch out for claims of no credit check being carried out or guaranteed or instant approval. No legal lender can make such promises.
The Good News: While the Lincoln, NE lenders in our network will usually carry out some form of credit check, you will not be rejected right away if you have bad credit and those with a poor credit history are routinely and quickly approved for reasonable loans that suit their current financial situation.
Our lenders take in to account a number of factors, including your current employment status, income level, and other personal details.
With us, you can apply for the following loans in Lincoln, NE:
$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans
*The exact amount depends on Nebraska lending laws, the information you submit, and other factors
Who Qualifies For Bad Credit Loans in Lincoln, Nebraska?
To be eligible all you have to be is:
- 18 years or older
- In possession of a bank account in your name
- Employed or otherwise earning a verifiable income of at least $1,000 per month.
- A legal resident of Lincoln, NE.
Who Should Use Bad Credit Loans?
If you are searching for bad credit loans, chances are you do not have access to other forms of credit like credit cards and have been turned away by the banks or large lenders. If that's the case, then bad credit loans are one of the best solutions for borrowing money in Lincoln, NE.
Getting a personal loan online is also a great way for anyone to get cash fast who doesn't want to go through the rigorous process of paperwork and approval enforced by most larger banks and lenders.
Compare loan rates from the best direct lenders in Lincoln, NE near you:
How Can I Get a Bad Credit Loan in Lincoln, NE?
To get started with a bad credit personal loan between $100 and $35,000, gather your financial statements (PDFs from online banking make this even easier), calculate how much you can afford to repay each month (without forgetting interest) and then use our form to pass your details among our extensive network.
This saves you the hassle of applying one-by-one and risking multiple searches on your credit report if one lender rejects your application.
The best time to apply online in Lincoln, NE is during the working week as you'll know onscreen if you have been connected and then approved by a lender, and they will typically deposit the funds into your designated bank account the next working day.
Note: This is also where they will automatically take repayments so make sure you have the funds there to cover the repayment schedule.
Did you know? Applying online for a small bad credit loan and successfully repaying it will quickly begin rebuilding your credit score and open-up new loan products with better terms.
Having bad credit can make you feel hopeless like you'll never be able to get credit ever again. However, that's simply not true. Many borrowers have made use of our loan connection tool and matched with a reputable lender who's issued them a loan.
Lincoln, NE Information
Population: 287,399
Median age: 32.9
Median household income: $55,388
Median property value: $173,600
Homeownership rate: 57.1
Average car ownership: 2
Lincoln, NE Bad Credit Loans Services on the Map:
Our Service is Available for the Following Zip Codes in Lincoln, Nebraska:
68502, 68503, 68504, 68505, 68506, 68507, 68508, 68510, 68512, 68514, 68516, 68517, 68520, 68521, 68522, 68523, 68524, 68526, 68527, 68528, 68531, 68532, 68572, 68529, 68501, 68588, 68544, 68542, 68509, 68583
With us, you can apply for the following loans in Lincoln, NE:
$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans
*The exact amount depends on Nebraska lending laws, the information you submit, and other factors