Bad Credit Loans Grand Rapids, MI (Fast Approval)
Get a Bad Credit Loan in Grand Rapids, Michigan
If you're on this page then you've probably been searching for Bad Credit Loans in Grand Rapids, MI.
The good news is we have all you need to apply online with poor credit and stand a good chance of approval by a direct lender.
Despite popular belief, being rejected doesn't mean you're ineligible to borrow money. It just means you have fewer options.
We recognize that it can be very hard to find a loan from a bank or traditional lender in Grand Rapids if you've struggled with debts in the past. But with our simple online form, you could be connected with lenders in the area in a matter of minutes.
What Exactly Are "Bad Credit Loans"?
It should be noted that there's no such thing as a "bad credit loan". However, there are personal loans available online in Grand Rapids, MI that can be issued to people with a bad credit history.
Depending on your individual circumstances this might come in the form of a small payday loan to help tide you over until you next get paid or a longer-term installment loan in which you repay in equal installments, spreading the cost of a larger sum.
In our experience, while you can get personal loans from the banks or storefront lenders in Grand Rapids, online lenders provide much more favorable terms and it's much easier to apply. As long as they are licensed to lend in the state of Michigan, you'll have nothing to worry about and our network only accepts fully licensed and accredited lenders.
So, whether you need to fix your car or make home repairs, pay for emergency travel, or make an upfront purchase but have spent your monthly budget, we can help you connect with a lender today!
With us, you can apply for the following loans in Grand Rapids, MI:
$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans
*The exact amount depends on Michigan lending laws, the information you submit, and other factors
List of Grand Rapids, MI Bad Credit Loan Lenders:
Benchmark Mortgage
1600 E Beltline Ave Ne Ste 210, Grand Rapids, MI 49525, USA
(616) 965-2504
Advance America Cash Advance
353 Fuller Ave Ne, Grand Rapids, MI 49503, USA
(616) 774-1021
Check Into Cash
5372 Division Ave S, Grand Rapids, MI 49548, USA
(616) 249-0212
Allied Cash Advance
2440 28th St Se Ste 1, Grand Rapids, MI 49512, USA
(616) 974-3001
Cash Store
3674 Plainfield Ave Ne, Grand Rapids, MI 49525, USA
(616) 363-4498
Check Into Cash
1621 Leonard St Ne Ofc 2, Grand Rapids, MI 49505, USA
(616) 454-9179
A-1 Cash Advance
613 28th St Se, Grand Rapids, MI 49548, USA
(616) 425-5163
Check 'n Go
4196 28th Street Southeast, Grand Rapids, MI 49512, USA
(616) 954-2212
Cash Store
1209 28th St Sw, Grand Rapids, MI 49509, USA
(616) 534-3588
Check'n Go
6709 Division Avenue South, Grand Rapids, MI 49548, USA
(616) 281-1010
Allied Cash Advance
73 54th St Sw, Grand Rapids, MI 49548, USA
(616) 530-3034
Instant Cash Advance
3945 Plainfield Ave Ne Ste A, Grand Rapids, MI 49525, USA
(616) 364-8888
Check Into Cash
3131 Alpine Ave Nw Ste 2, Grand Rapids, MI 49544, USA
(616) 647-0242
Check'n Go
3543 Alpine Drive Northwest, Grand Rapids, MI 49544, USA
(616) 647-9000
Check N' Go
160 28th St Sw, Grand Rapids, MI 49548, USA
(616) 531-0400
Instant Cash Advance
1331 Plainfield Ave Ne, Grand Rapids, MI 49505, USA
(616) 364-8888
Gift Card Max - Grand Rapids
4378 Lake Michigan Dr, Grand Rapids, MI 49534, USA
(248) 850-2274
ItsFunded
2525 E Paris Se Ste 100, Grand Rapids, MI 49546, USA
(888) 295-6323
Approved Cash
619 Leonard St Nw Ste B, Grand Rapids, MI 49504, USA
(616) 776-7742
Check'n Go
4336 Plainfield Avenue Northeast Suite F, Grand Rapids, MI 49525, USA
(616) 365-9000
Seterus
Po Box 2008, Grand Rapids, MI 49501-2008, USA
(866) 570-5277
Lending Memo Media
38 Fulton St W Ste 400, Grand Rapids, MI 49503-2684, USA
(206) 588-5739
Instant Cash Advance
3945 Plainfield Ave Ne Suite A, Grand Rapids, MI 49525-1653, USA
(616) 364-8888
Fimerica, LLC
4485 Plainfield Ave Ne Ste 101, Grand Rapids, MI 49525-1605, USA
(888) 841-7018
Advance America - ALL LOCATIONS
4158 Lake Michigan Dr Nw, Grand Rapids, MI 49534-4527, USA
Advance America - ALL LOCATIONS
3914 Plainfield Ave Ne, Grand Rapids, MI 49525-1602, USA
(616) 363-4634
Advance America - ALL LOCATIONS
1410 28th St Se, Grand Rapids, MI 49508-1400, USA
(616) 475-0800
Lending Cloud 365
14200 Ironwood Dr. Nw, Grand Rapids, MI 49534, USA
(800) 452-2406
Aegis Lending Corporation
3777 Sparks Drive, Se, Suite 101, Grand Rapids, MI 49546, USA
(248) 457-1990
One Simple Online Form
To save you the hassle of going to the bank or storefront lender, only to wait in line to fill out stacks of physical paperwork, we do all the hard work for you with one simple online web form.
Provide us with your basic details and we'll pass it through a network of over 100 lenders that can provide between $100 and $35,000 depending on your request, their assessment of your application, and Michigan lending laws.
- Select an amount to borrow between $100 and $35,000 using the sliders.
- Fill out our quick web form from any device with a browser.
- Know in minutes whether you have been connected with a lender on screen.
- Complete the application directly on the lender's page online, attaching digital documents if required.
- If approved, you could see the cash in your account in as fast as one working day - ideal if you are in a time-sensitive financial emergency.
Loans For People With Bad Credit in Grand Rapids, MI
Submit your information
Fill out our simple online form with your details, click "Get Started" and with for a couple of minutes.
Sign Your Loan Contract
If connected to a direct lender, read your loan contract carefully and e-sign it if everything is in order.
Get Your Cash
If approved, money will be directly deposited into your bank account as soon as the next business day.
Are Online Bad Credit Loans Safe?
All lending within Grand Rapids, MI is regulated at the state level, which helps protect borrowers from exorbitant interest rates and predatory lending practices.
While we are not a lender ourselves, you will know the interest rate offered immediately if you are connected with a lender and they make you an offer. By law, they must provide a full copy of the terms and conditions of any personal loan before you sign the online agreement and you are free to walk away at any time.
That doesn't mean there aren't sites out there that prey on those with bad credit, making false promises and misleading statements. Watch out for claims of no credit check being carried out or guaranteed or instant approval. No legal lender can make such promises.
The Good News: While the Grand Rapids, MI lenders in our network will usually carry out some form of credit check, you will not be rejected right away if you have bad credit and those with a poor credit history are routinely and quickly approved for reasonable loans that suit their current financial situation.
Our lenders take in to account a number of factors, including your current employment status, income level, and other personal details.
With us, you can apply for the following loans in Grand Rapids, MI:
$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans
*The exact amount depends on Michigan lending laws, the information you submit, and other factors
Who Qualifies For Bad Credit Loans in Grand Rapids, Michigan?
To be eligible all you have to be is:
- 18 years or older
- In possession of a bank account in your name
- Employed or otherwise earning a verifiable income of at least $1,000 per month.
- A legal resident of Grand Rapids, MI.
Who Should Use Bad Credit Loans?
If you are searching for bad credit loans, chances are you do not have access to other forms of credit like credit cards and have been turned away by the banks or large lenders. If that's the case, then bad credit loans are one of the best solutions for borrowing money in Grand Rapids, MI.
Getting a personal loan online is also a great way for anyone to get cash fast who doesn't want to go through the rigorous process of paperwork and approval enforced by most larger banks and lenders.
Compare loan rates from the best direct lenders in Grand Rapids, MI near you:
How Can I Get a Bad Credit Loan in Grand Rapids, MI?
To get started with a bad credit personal loan between $100 and $35,000, gather your financial statements (PDFs from online banking make this even easier), calculate how much you can afford to repay each month (without forgetting interest) and then use our form to pass your details among our extensive network.
This saves you the hassle of applying one-by-one and risking multiple searches on your credit report if one lender rejects your application.
The best time to apply online in Grand Rapids, MI is during the working week as you'll know onscreen if you have been connected and then approved by a lender, and they will typically deposit the funds into your designated bank account the next working day.
Note: This is also where they will automatically take repayments so make sure you have the funds there to cover the repayment schedule.
Did you know? Applying online for a small bad credit loan and successfully repaying it will quickly begin rebuilding your credit score and open-up new loan products with better terms.
Having bad credit can make you feel hopeless like you'll never be able to get credit ever again. However, that's simply not true. Many borrowers have made use of our loan connection tool and matched with a reputable lender who's issued them a loan.
Grand Rapids, MI Information
Population: 195,355
Median age: 31.1
Median household income: $44,369
Median property value: $121,800
Homeownership rate: 54.4
Average car ownership: 2
Grand Rapids, MI Bad Credit Loans Services on the Map:
Our Service is Available for the Following Zip Codes in Grand Rapids, Michigan:
49503, 49504, 49505, 49506, 49507, 49508, 49512, 49525, 49534, 49544, 49546, 49548, 49555, 49560, 49599, 49515, 49518, 49516, 49514, 49523, 49530, 49509, 49588, 49510, 49502, 49550, 49501
With us, you can apply for the following loans in Grand Rapids, MI:
$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans
*The exact amount depends on Michigan lending laws, the information you submit, and other factors