Bad Credit Loans Lafayette, LA (Fast Approval)
Get a Bad Credit Loan in Lafayette, Louisiana
If you're on this page then you've probably been searching for Bad Credit Loans in Lafayette, LA.
The good news is we have all you need to apply online with poor credit and stand a good chance of approval by a direct lender.
Despite popular belief, being rejected doesn't mean you're ineligible to borrow money. It just means you have fewer options.
We recognize that it can be very hard to find a loan from a bank or traditional lender in Lafayette if you've struggled with debts in the past. But with our simple online form, you could be connected with lenders in the area in a matter of minutes.
What Exactly Are "Bad Credit Loans"?
It should be noted that there's no such thing as a "bad credit loan". However, there are personal loans available online in Lafayette, LA that can be issued to people with a bad credit history.
Depending on your individual circumstances this might come in the form of a small payday loan to help tide you over until you next get paid or a longer-term installment loan in which you repay in equal installments, spreading the cost of a larger sum.
In our experience, while you can get personal loans from the banks or storefront lenders in Lafayette, online lenders provide much more favorable terms and it's much easier to apply. As long as they are licensed to lend in the state of Louisiana, you'll have nothing to worry about and our network only accepts fully licensed and accredited lenders.
So, whether you need to fix your car or make home repairs, pay for emergency travel, or make an upfront purchase but have spent your monthly budget, we can help you connect with a lender today!
With us, you can apply for the following loans in Lafayette, LA:
$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans
*The exact amount depends on Louisiana lending laws, the information you submit, and other factors
List of Lafayette, LA Bad Credit Loan Lenders:
Check Into Cash
200 Production Dr, Lafayette, LA 70508, USA
(337) 232-6391
Cash Cow
4019 Johnston St, Lafayette, LA 70503, USA
(337) 205-4491
Check Into Cash
2954 Johnston St, Lafayette, LA 70503, USA
(337) 264-9150
ACE Cash Express
2222 Ambassador Caffery, Lafayette, LA 70506, USA
(337) 216-0086
Sue Wilson
914 Coolidge St, Lafayette, LA 70503, USA
(337) 541-2333
Allied Cash Advance
1812 W Pinhook Rd Ste 203, Lafayette, LA 70508, USA
(337) 266-8993
General Money Store
2423 W Congress St, Lafayette, LA 70506, USA
(337) 291-2467
Allied Cash Advance
2865 Ambassador Caffery Ste 101 A, Lafayette, LA 70506, USA
(337) 984-7345
Loan Mart
4702 Johnston St Ste A, Lafayette, LA 70503, USA
(337) 989-2274
Check Into Cash
1215 Nw Evangeline Trwy, Lafayette, LA 70501, USA
(337) 291-2101
Automated Cash Services
524 Jefferson St, Lafayette, LA 70501, USA
(337) 769-1477
Check Lenders
3905 Johnston St, Lafayette, LA 70503, USA
(337) 205-9475
Ready Cash Advance
1500 Moss St, Lafayette, LA 70501, USA
(337) 231-5121
ACE Cash Express
100 E Willow St, Lafayette, LA 70501, USA
(337) 269-5994
Smart Money Financial Center
4490 Moss St Ste B, Lafayette, LA 70507, USA
(337) 235-6226
Southwest Loan Co of Acadiana
431 E Pont Des Mouton Rd, Lafayette, LA 70507, USA
(337) 593-1180
General Money Stores
2423 W. Congress St., Lafayette, LA 70506, USA
(337) 291-2467
American Cash Advance
4656 Johnston St, Lafayette, LA 70503-4539, USA
(337) 993-9598
Quick Ca$h, LLC
100 Castille Ave Ste. 101a, Lafayette, LA 70501-2918, USA
(337) 233-8828
Cash Doctors
2007 Nw Evangeline Trwy, Lafayette, LA 70501, USA
(337) 233-3535
Easy Money
116 Arnould Blvd, Lafayette, LA 70506, USA
(337) 991-9688
Cash Cow
4019 Johnston Street, Lafayette, LA 70503, USA
(337) 993-1209
World Finance Corporation
120 Curran Lane, Ste C2, Lafayette, LA 70506, USA
World Finance Corporation
1800 Ne Evangeline Thruway Suite C1, Lafayette, LA 70501, USA
(337) 232-5514
AdvanceAmerica
3148 Ambassador Caffery Ste 102, Lafayette, LA 70506, USA
(337) 984-6142
American General Finance
117 1/2 Arnould Blvd., Lafayette, LA 70506, USA
(337) 984-8693
One Simple Online Form
To save you the hassle of going to the bank or storefront lender, only to wait in line to fill out stacks of physical paperwork, we do all the hard work for you with one simple online web form.
Provide us with your basic details and we'll pass it through a network of over 100 lenders that can provide between $100 and $35,000 depending on your request, their assessment of your application, and Louisiana lending laws.
- Select an amount to borrow between $100 and $35,000 using the sliders.
- Fill out our quick web form from any device with a browser.
- Know in minutes whether you have been connected with a lender on screen.
- Complete the application directly on the lender's page online, attaching digital documents if required.
- If approved, you could see the cash in your account in as fast as one working day - ideal if you are in a time-sensitive financial emergency.
Loans For People With Bad Credit in Lafayette, LA
Submit your information
Fill out our simple online form with your details, click "Get Started" and with for a couple of minutes.
Sign Your Loan Contract
If connected to a direct lender, read your loan contract carefully and e-sign it if everything is in order.
Get Your Cash
If approved, money will be directly deposited into your bank account as soon as the next business day.
Are Online Bad Credit Loans Safe?
All lending within Lafayette, LA is regulated at the state level, which helps protect borrowers from exorbitant interest rates and predatory lending practices.
While we are not a lender ourselves, you will know the interest rate offered immediately if you are connected with a lender and they make you an offer. By law, they must provide a full copy of the terms and conditions of any personal loan before you sign the online agreement and you are free to walk away at any time.
That doesn't mean there aren't sites out there that prey on those with bad credit, making false promises and misleading statements. Watch out for claims of no credit check being carried out or guaranteed or instant approval. No legal lender can make such promises.
The Good News: While the Lafayette, LA lenders in our network will usually carry out some form of credit check, you will not be rejected right away if you have bad credit and those with a poor credit history are routinely and quickly approved for reasonable loans that suit their current financial situation.
Our lenders take in to account a number of factors, including your current employment status, income level, and other personal details.
With us, you can apply for the following loans in Lafayette, LA:
$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans
*The exact amount depends on Louisiana lending laws, the information you submit, and other factors
Who Qualifies For Bad Credit Loans in Lafayette, Louisiana?
To be eligible all you have to be is:
- 18 years or older
- In possession of a bank account in your name
- Employed or otherwise earning a verifiable income of at least $1,000 per month.
- A legal resident of Lafayette, LA.
Who Should Use Bad Credit Loans?
If you are searching for bad credit loans, chances are you do not have access to other forms of credit like credit cards and have been turned away by the banks or large lenders. If that's the case, then bad credit loans are one of the best solutions for borrowing money in Lafayette, LA.
Getting a personal loan online is also a great way for anyone to get cash fast who doesn't want to go through the rigorous process of paperwork and approval enforced by most larger banks and lenders.
Compare loan rates from the best direct lenders in Lafayette, LA near you:
How Can I Get a Bad Credit Loan in Lafayette, LA?
To get started with a bad credit personal loan between $100 and $35,000, gather your financial statements (PDFs from online banking make this even easier), calculate how much you can afford to repay each month (without forgetting interest) and then use our form to pass your details among our extensive network.
This saves you the hassle of applying one-by-one and risking multiple searches on your credit report if one lender rejects your application.
The best time to apply online in Lafayette, LA is during the working week as you'll know onscreen if you have been connected and then approved by a lender, and they will typically deposit the funds into your designated bank account the next working day.
Note: This is also where they will automatically take repayments so make sure you have the funds there to cover the repayment schedule.
Did you know? Applying online for a small bad credit loan and successfully repaying it will quickly begin rebuilding your credit score and open-up new loan products with better terms.
Having bad credit can make you feel hopeless like you'll never be able to get credit ever again. However, that's simply not true. Many borrowers have made use of our loan connection tool and matched with a reputable lender who's issued them a loan.
Lafayette, LA Information
Population: 126,476
Median age: 34.7
Median household income: $48,533
Median property value: $181,900
Homeownership rate: 55.4
Average car ownership: 2
Lafayette, LA Bad Credit Loans Services on the Map:
Our Service is Available for the Following Zip Codes in Lafayette, Louisiana:
70501, 70503, 70506, 70507, 70508, 70509, 70504, 70505, 70596, 70502, 70593, 70598
With us, you can apply for the following loans in Lafayette, LA:
$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans
*The exact amount depends on Louisiana lending laws, the information you submit, and other factors