Get a Bad Credit Loan in Louisville, Kentucky
If you're on this page then you've probably been searching for Bad Credit Loans in Louisville, KY.
The good news is we have all you need to apply online with poor credit and stand a good chance of approval by a direct lender.
Despite popular belief, being rejected doesn't mean you're ineligible to borrow money. It just means you have fewer options.
We recognize that it can be very hard to find a loan from a bank or traditional lender in Louisville if you've struggled with debts in the past. But with our simple online form, you could be connected with lenders in the area in a matter of minutes.
What Exactly Are "Bad Credit Loans"?
It should be noted that there's no such thing as a "bad credit loan". However, there are personal loans available online in Louisville, KY that can be issued to people with a bad credit history.
Depending on your individual circumstances this might come in the form of a small payday loan to help tide you over until you next get paid or a longer-term installment loan in which you repay in equal installments, spreading the cost of a larger sum.
In our experience, while you can get personal loans from the banks or storefront lenders in Louisville, online lenders provide much more favorable terms and it's much easier to apply. As long as they are licensed to lend in the state of Kentucky, you'll have nothing to worry about and our network only accepts fully licensed and accredited lenders.
So, whether you need to fix your car or make home repairs, pay for emergency travel, or make an upfront purchase but have spent your monthly budget, we can help you connect with a lender today!
With us, you can apply for the following loans in Louisville, KY:
$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans
*The exact amount depends on Kentucky lending laws, the information you submit, and other factors
List of Louisville, KY Bad Credit Loan Lenders:
Citibank Credit Card Customer Service
671 6 Grade Ln Ste 910, Louisville, KY 40213, USA
Quik Cash
7230 Preston Hwy, Louisville, KY 40219, USA
(502) 968-3838
CheckSmart
8230 Preston Hwy, Louisville, KY 40219, USA
(502) 969-0026
Check Into Cash
8520 Preston Hwy, Louisville, KY 40219, USA
(502) 966-0285
Cash Tyme
11340 Preston Hwy, Louisville, KY 40229, USA
(502) 966-6111
Check Into Cash
525 N 22nd St, Louisville, KY 40203, USA
(502) 776-9046
CheckSmart
5627 Outer Lp, Louisville, KY 40219, USA
(502) 961-8554
Money Now
4408 Dixie Highway, Louisville, KY 40216, USA
(502) 448-2355
Money Now
9798 3rd Street Rd, Louisville, KY 40272, USA
(502) 935-7181
CheckSmart
10023 Dixie Hwy, Louisville, KY 40272, USA
(502) 935-9905
Fast Payday Loans - Kentucky
10303 Dixie Hwy, Louisville, KY 40272, USA
(502) 324-7293
Cash Tyme
5618 Preston Hwy, Louisville, KY 40219, USA
(502) 966-5585
Quik Cash
7101 Southside Dr, Louisville, KY 40214, USA
(502) 368-3011
Cash Tyme # 63
6921 Southside Dr, Louisville, KY 40214, USA
(502) 368-8852
First American Cash Advance
5510 New Cut Rd, Louisville, KY 40214, USA
(502) 380-3726
Cash Tyme
9208 Dixie Hwy, Louisville, KY 40272, USA
(502) 995-0556
Money Now
4140 Taylor Blvd, Louisville, KY 40215, USA
(502) 375-2274
CheckSmart
3426 Taylor Blvd, Louisville, KY 40215, USA
(502) 361-9200
Cash Tyme # 47
3981 7th Street Rd, Louisville, KY 40216, USA
(502) 447-0065
Cash America
821 W Broadway, Louisville, KY 40202, USA
(502) 585-2274
Cash Tyme
2511 Preston Hwy, Louisville, KY 40217, USA
(502) 634-5737
Quik Cash
5704 Outer Lp, Louisville, KY 40219, USA
(502) 969-6766
CheckSmart
5005 Preston Hwy, Louisville, KY 40213, USA
(502) 810-0861
Cash Tyme
2206 Hikes Ln Ste B, Louisville, KY 40218, USA
(502) 479-8900
Embrace Home Loans
9900 Corporate Campus Dr Ste 3000, Louisville, KY 40223, USA
(800) 333-3004
Check Into Cash
2247 Hikes Ln, Louisville, KY 40218, USA
(502) 456-2231
Cash Tyme
3501 Taylor Blvd, Louisville, KY 40215, USA
(502) 366-1175
Quik Cash
4316 Cane Run Rd, Louisville, KY 40216, USA
(502) 448-0680
Quik Cash
2301 Dixie Hwy, Louisville, KY 40216, USA
(502) 778-9442
Check Into Cash
4917 Dixie Hwy Ste K, Louisville, KY 40216, USA
(502) 447-0773
CheckSmart
4628 Dixie Hwy, Louisville, KY 40216, USA
(502) 447-5200
Bullitt Check Advance
135 Market Place Dr Ste B, Louisville, KY 40229, USA
(502) 957-7440
Money Now
7910 Preston Hwy, Louisville, KY 40219, USA
(502) 962-4325
Fast Payday Loans Of Kentucky
8312 Preston Hwy, Louisville, KY 40219, USA
(502) 208-2865
Money Now
2206 Hikes Ln Unit A, Louisville, KY 40218, USA
(502) 456-6663
City Check Advance & Pawn
725 E Broadway, Louisville, KY 40202, USA
(502) 584-5617
Money Now
2600 W Broadway Ste 102, Louisville, KY 40211, USA
(502) 775-5599
Cash express
2140 Old Shepherdsville Rd, Louisville, KY 40218, USA
(502) 459-0121
Check Into Cash
3929 Taylorsville Rd, Louisville, KY 40220, USA
(502) 451-6412
Quik Cash
2101 Hikes Ln, Louisville, KY 40218, USA
(502) 459-1000
Check Into Cash
1995 Brownsboro Rd, Louisville, KY 40206, USA
(502) 896-2954
Cash Tyme
2907 Brownsboro Rd, Louisville, KY 40206, USA
(502) 895-1919
Checksmart
5921 Terry Rd, Louisville, KY 40216, USA
(502) 447-4744
Jefferson Financial Services, Inc.
5618 Bardstown Road, Louisville, KY 40291, USA
(502) 426-1333
CitiFinancial
1812 S Hurstbourne Pkwy, Louisville, KY 40220, USA
(502) 499-1403
Action Loan Company
143 West Market Street, Louisville, KY 40202, USA
(502) 585-5200
Omega Financial Services, Inc.
6439 Bardstown Road, Louisville, KY 40291, USA
(502) 231-5464
Century Lending Company
9931 Corporate Campus Dr #1200, Louisville, KY 40223, USA
(866) 831-5618
Lendmark
9346 Cedar Center Way, Louisville, KY 40291-4522, USA
(502) 253-9712
Regency Finance Company
8800 Dixie Hwy., Louisville, KY 40258, USA
(502) 271-3676
One Simple Online Form
To save you the hassle of going to the bank or storefront lender, only to wait in line to fill out stacks of physical paperwork, we do all the hard work for you with one simple online web form.
Provide us with your basic details and we'll pass it through a network of over 100 lenders that can provide between $100 and $35,000 depending on your request, their assessment of your application, and Kentucky lending laws.
- Select an amount to borrow between $100 and $35,000 using the sliders.
- Fill out our quick web form from any device with a browser.
- Know in minutes whether you have been connected with a lender on screen.
- Complete the application directly on the lender's page online, attaching digital documents if required.
- If approved, you could see the cash in your account in as fast as one working day - ideal if you are in a time-sensitive financial emergency.
Loans For People With Bad Credit in Louisville, KY
Submit your information
Fill out our simple online form with your details, click "Get Started" and with for a couple of minutes.
Sign Your Loan Contract
If connected to a direct lender, read your loan contract carefully and e-sign it if everything is in order.
Get Your Cash
If approved, money will be directly deposited into your bank account as soon as the next business day.
Are Online Bad Credit Loans Safe?
All lending within Louisville, KY is regulated at the state level, which helps protect borrowers from exorbitant interest rates and predatory lending practices.
While we are not a lender ourselves, you will know the interest rate offered immediately if you are connected with a lender and they make you an offer. By law, they must provide a full copy of the terms and conditions of any personal loan before you sign the online agreement and you are free to walk away at any time.
That doesn't mean there aren't sites out there that prey on those with bad credit, making false promises and misleading statements. Watch out for claims of no credit check being carried out or guaranteed or instant approval. No legal lender can make such promises.
The Good News: While the Louisville, KY lenders in our network will usually carry out some form of credit check, you will not be rejected right away if you have bad credit and those with a poor credit history are routinely and quickly approved for reasonable loans that suit their current financial situation.
Our lenders take in to account a number of factors, including your current employment status, income level, and other personal details.
With us, you can apply for the following loans in Louisville, KY:
$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans
*The exact amount depends on Kentucky lending laws, the information you submit, and other factors
Who Qualifies For Bad Credit Loans in Louisville, Kentucky?
To be eligible all you have to be is:
- 18 years or older
- In possession of a bank account in your name
- Employed or otherwise earning a verifiable income of at least $1,000 per month.
- A legal resident of Louisville, KY.
Who Should Use Bad Credit Loans?
If you are searching for bad credit loans, chances are you do not have access to other forms of credit like credit cards and have been turned away by the banks or large lenders. If that's the case, then bad credit loans are one of the best solutions for borrowing money in Louisville, KY.
Getting a personal loan online is also a great way for anyone to get cash fast who doesn't want to go through the rigorous process of paperwork and approval enforced by most larger banks and lenders.
Compare loan rates from the best direct lenders in Louisville, KY near you:
How Can I Get a Bad Credit Loan in Louisville, KY?
To get started with a bad credit personal loan between $100 and $35,000, gather your financial statements (PDFs from online banking make this even easier), calculate how much you can afford to repay each month (without forgetting interest) and then use our form to pass your details among our extensive network.
This saves you the hassle of applying one-by-one and risking multiple searches on your credit report if one lender rejects your application.
The best time to apply online in Louisville, KY is during the working week as you'll know onscreen if you have been connected and then approved by a lender, and they will typically deposit the funds into your designated bank account the next working day.
Note: This is also where they will automatically take repayments so make sure you have the funds there to cover the repayment schedule.
Did you know? Applying online for a small bad credit loan and successfully repaying it will quickly begin rebuilding your credit score and open-up new loan products with better terms.
Having bad credit can make you feel hopeless like you'll never be able to get credit ever again. However, that's simply not true. Many borrowers have made use of our loan connection tool and matched with a reputable lender who's issued them a loan.
Louisville, KY Information
Population:
Median age: N/A
Median household income: $N/A
Median property value: $
Homeownership rate: N/A
Average car ownership: N/A
Louisville, KY Bad Credit Loans Services on the Map:
Our Service is Available for the Following Zip Codes in Louisville, Kentucky:
40202, 40203, 40204, 40205, 40206, 40207, 40208, 40209, 40210, 40211, 40212, 40213, 40214, 40215, 40216, 40217, 40218, 40219, 40220, 40222, 40223, 40228, 40229, 40231, 40241, 40242, 40243, 40245, 40258, 40272, 40280, 40291, 40299, 40298, 40296, 40201, 40294, 40293, 40233, 40221, 40287, 40261, 40255, 40232, 40251, 40253, 40292, 40281, 40257, 40297, 40225, 40290, 40259, 40283, 40285, 40282, 40289, 40295, 40256, 40268, 40266, 40224, 40270, 40269, 40252, 40250
With us, you can apply for the following loans in Louisville, KY:
$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans
*The exact amount depends on Kentucky lending laws, the information you submit, and other factors