Bad Credit Loans Lexington, KY (Fast Approval)
Get a Bad Credit Loan in Lexington, Kentucky
If you're on this page then you've probably been searching for Bad Credit Loans in Lexington, KY.
The good news is we have all you need to apply online with poor credit and stand a good chance of approval by a direct lender.
Despite popular belief, being rejected doesn't mean you're ineligible to borrow money. It just means you have fewer options.
We recognize that it can be very hard to find a loan from a bank or traditional lender in Lexington if you've struggled with debts in the past. But with our simple online form, you could be connected with lenders in the area in a matter of minutes.
What Exactly Are "Bad Credit Loans"?
It should be noted that there's no such thing as a "bad credit loan". However, there are personal loans available online in Lexington, KY that can be issued to people with a bad credit history.
Depending on your individual circumstances this might come in the form of a small payday loan to help tide you over until you next get paid or a longer-term installment loan in which you repay in equal installments, spreading the cost of a larger sum.
In our experience, while you can get personal loans from the banks or storefront lenders in Lexington, online lenders provide much more favorable terms and it's much easier to apply. As long as they are licensed to lend in the state of Kentucky, you'll have nothing to worry about and our network only accepts fully licensed and accredited lenders.
So, whether you need to fix your car or make home repairs, pay for emergency travel, or make an upfront purchase but have spent your monthly budget, we can help you connect with a lender today!
With us, you can apply for the following loans in Lexington, KY:
$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans
*The exact amount depends on Kentucky lending laws, the information you submit, and other factors
List of Lexington, KY Bad Credit Loan Lenders:
Check Exchange
2901 Richmond Rd Ste 120, Lexington, KY 40509, USA
(859) 268-2121
Quik Cash
3101 Richmond Rd Ste 314, Lexington, KY 40509, USA
(859) 268-0826
Ky Cash Advance
4097 Nichols Park Dr Ste 116, Lexington, KY 40503, USA
(859) 273-5599
Check Into Cash
1817 Alexandria Dr, Lexington, KY 40504, USA
(859) 277-9828
Check 'n Go
393 Waller Ave., Lexington, KY 40504, USA
(859) 225-9393
Check N' Go
3063 Richmond Rd. Ste C, Lexington, KY 40509, USA
(859) 269-2008
Cash Advance Centers of Ky
1222 Versailles Rd, Lexington, KY 40508, USA
(859) 243-0603
Check Advance
828 Lane Allen Rd, Lexington, KY 40504, USA
(859) 278-3000
Quik Cash
905 Winchester Rd, Lexington, KY 40505, USA
(859) 233-1021
Cash America Pawn
212 E New Circle Rd, Lexington, KY 40505, USA
(859) 246-3030
Check Into Cash
524 W New Circle Rd Ste 170, Lexington, KY 40511, USA
(859) 455-8331
Cash Tyme
2333b Versailles Rd, Lexington, KY 40504, USA
(859) 255-0080
Quik Cash
462 E New Circle Dr, Lexington, KY 40505, USA
(859) 252-3811
loanDepot
523 Wellington Way Ste 325, Lexington, KY 40503-1393, USA
(859) 300-3339
Lendmark Financial Services
3122 Richmond Rd, Lexington, KY 40509-1596, USA
(859) 335-0187
Mutual Mediation
2443 Sir Barton Way (fake Address), Lexington, KY 40509-2525, USA
(859) 479-0277
AAAe Crest Global Funding
200 West Second Streeet, Lexington, KY 40507, USA
(859) 455-9212
Fidelity Financial Services
1660 Bryan Station Road #8, Lexington, KY 40505, USA
(859) 294-7295
Personal Financial
1250 Eastland Dr Ste 5, Lexington, KY 40505, USA
(859) 255-5626
National Auto Title Loan Co.
510 New Circle Road N.e., Lexington, KY 40505, USA
(859) 225-9977
Auto Pawn
934 Winchester Road, Lexington, KY 40505, USA
(859) 389-7163
Atlas-Cash-Assistance.com
3070 Lakecrest Cir Ste 400 Pmb #120, Lexington, KY 40513-1829, USA
(866) 591-5013
Capstone Realty Advisors
1056 Wellington Way, Lexington, KY 40513-2001, USA
(859) 223-7771
KY Cash Advance
4097 Nichols Park Dr Ste 116, Lexington, KY 40503-4426, USA
(859) 273-5599
One Simple Online Form
To save you the hassle of going to the bank or storefront lender, only to wait in line to fill out stacks of physical paperwork, we do all the hard work for you with one simple online web form.
Provide us with your basic details and we'll pass it through a network of over 100 lenders that can provide between $100 and $35,000 depending on your request, their assessment of your application, and Kentucky lending laws.
- Select an amount to borrow between $100 and $35,000 using the sliders.
- Fill out our quick web form from any device with a browser.
- Know in minutes whether you have been connected with a lender on screen.
- Complete the application directly on the lender's page online, attaching digital documents if required.
- If approved, you could see the cash in your account in as fast as one working day - ideal if you are in a time-sensitive financial emergency.
Loans For People With Bad Credit in Lexington, KY
Submit your information
Fill out our simple online form with your details, click "Get Started" and with for a couple of minutes.
Sign Your Loan Contract
If connected to a direct lender, read your loan contract carefully and e-sign it if everything is in order.
Get Your Cash
If approved, money will be directly deposited into your bank account as soon as the next business day.
Are Online Bad Credit Loans Safe?
All lending within Lexington, KY is regulated at the state level, which helps protect borrowers from exorbitant interest rates and predatory lending practices.
While we are not a lender ourselves, you will know the interest rate offered immediately if you are connected with a lender and they make you an offer. By law, they must provide a full copy of the terms and conditions of any personal loan before you sign the online agreement and you are free to walk away at any time.
That doesn't mean there aren't sites out there that prey on those with bad credit, making false promises and misleading statements. Watch out for claims of no credit check being carried out or guaranteed or instant approval. No legal lender can make such promises.
The Good News: While the Lexington, KY lenders in our network will usually carry out some form of credit check, you will not be rejected right away if you have bad credit and those with a poor credit history are routinely and quickly approved for reasonable loans that suit their current financial situation.
Our lenders take in to account a number of factors, including your current employment status, income level, and other personal details.
With us, you can apply for the following loans in Lexington, KY:
$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans
*The exact amount depends on Kentucky lending laws, the information you submit, and other factors
Who Qualifies For Bad Credit Loans in Lexington, Kentucky?
To be eligible all you have to be is:
- 18 years or older
- In possession of a bank account in your name
- Employed or otherwise earning a verifiable income of at least $1,000 per month.
- A legal resident of Lexington, KY.
Who Should Use Bad Credit Loans?
If you are searching for bad credit loans, chances are you do not have access to other forms of credit like credit cards and have been turned away by the banks or large lenders. If that's the case, then bad credit loans are one of the best solutions for borrowing money in Lexington, KY.
Getting a personal loan online is also a great way for anyone to get cash fast who doesn't want to go through the rigorous process of paperwork and approval enforced by most larger banks and lenders.
Compare loan rates from the best direct lenders in Lexington, KY near you:
How Can I Get a Bad Credit Loan in Lexington, KY?
To get started with a bad credit personal loan between $100 and $35,000, gather your financial statements (PDFs from online banking make this even easier), calculate how much you can afford to repay each month (without forgetting interest) and then use our form to pass your details among our extensive network.
This saves you the hassle of applying one-by-one and risking multiple searches on your credit report if one lender rejects your application.
The best time to apply online in Lexington, KY is during the working week as you'll know onscreen if you have been connected and then approved by a lender, and they will typically deposit the funds into your designated bank account the next working day.
Note: This is also where they will automatically take repayments so make sure you have the funds there to cover the repayment schedule.
Did you know? Applying online for a small bad credit loan and successfully repaying it will quickly begin rebuilding your credit score and open-up new loan products with better terms.
Having bad credit can make you feel hopeless like you'll never be able to get credit ever again. However, that's simply not true. Many borrowers have made use of our loan connection tool and matched with a reputable lender who's issued them a loan.
Lexington, KY Information
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Median property value: $
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Lexington, KY Bad Credit Loans Services on the Map:
Our Service is Available for the Following Zip Codes in Lexington, Kentucky:
40502, 40503, 40504, 40505, 40506, 40507, 40508, 40509, 40510, 40511, 40513, 40514, 40515, 40516, 40517, 40501, 40546, 40590, 40584, 40580, 40593, 40555, 40533, 40582, 40591, 40522, 40578, 40574, 40524, 40586, 40576, 40594, 40575, 40536, 40579, 40588, 40596, 40583, 40526, 40585, 40577, 40592, 40587, 40544, 40581, 40523, 40512, 40595, 40589, 40550
With us, you can apply for the following loans in Lexington, KY:
$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans
*The exact amount depends on Kentucky lending laws, the information you submit, and other factors