Bad Credit Loans Oakland, CA (Fast Approval)
Get a Bad Credit Loan in Oakland, California
If you're on this page then you've probably been searching for Bad Credit Loans in Oakland, CA.
The good news is we have all you need to apply online with poor credit and stand a good chance of approval by a direct lender.
Despite popular belief, being rejected doesn't mean you're ineligible to borrow money. It just means you have fewer options.
We recognize that it can be very hard to find a loan from a bank or traditional lender in Oakland if you've struggled with debts in the past. But with our simple online form, you could be connected with lenders in the area in a matter of minutes.
What Exactly Are "Bad Credit Loans"?
It should be noted that there's no such thing as a "bad credit loan". However, there are personal loans available online in Oakland, CA that can be issued to people with a bad credit history.
Depending on your individual circumstances this might come in the form of a small payday loan to help tide you over until you next get paid or a longer-term installment loan in which you repay in equal installments, spreading the cost of a larger sum.
In our experience, while you can get personal loans from the banks or storefront lenders in Oakland, online lenders provide much more favorable terms and it's much easier to apply. As long as they are licensed to lend in the state of California, you'll have nothing to worry about and our network only accepts fully licensed and accredited lenders.
So, whether you need to fix your car or make home repairs, pay for emergency travel, or make an upfront purchase but have spent your monthly budget, we can help you connect with a lender today!
With us, you can apply for the following loans in Oakland, CA:
$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans
*The exact amount depends on California lending laws, the information you submit, and other factors
List of Oakland, CA Bad Credit Loan Lenders:
California Check Cashing Stores
10950 International Blvd, Oakland, CA 94603, USA
(510) 777-0761
RPM Lenders
8407 Edgewater Dr, Oakland, CA 94621, USA
(510) 567-4985
ACE Cash Express
9001 International Blvd, Oakland, CA 94603, USA
(510) 394-3725
Otaez Money Services
3848 International Blvd, Oakland, CA 94601, USA
(510) 842-8534
California Check Cashing Stores
5101 Telegraph Ave, Oakland, CA 94609, USA
(510) 547-0859
ACE Cash Express
2700 San Pablo Ave, Oakland, CA 94612, USA
(510) 891-9466
Check 'n Go
4013 Telegraph Ave, Oakland, CA 94609, USA
(510) 655-8501
Advance America
4496 Broadway, Oakland, CA 94611, USA
(510) 597-1763
Money Mart
417 15th St, Oakland, CA 94612, USA
(510) 451-5815
Lendup
1750 Broadway Ste 300, Oakland, CA 94612, USA
(855) 253-6387
Y and S Check Cashing
1460 7th St, Oakland, CA 94607, USA
(510) 834-6300
ACE Cash Express
3229 International Blvd, Oakland, CA 94601, USA
(510) 533-1772
Low Fee Check Cashing
9818 International Blvd, Oakland, CA 94603, USA
(510) 569-3334
In & Out Check Cashing
10220 International Blvd, Oakland, CA 94603, USA
(510) 569-7833
Greater Bay Mortgage Company
1980 Mountain Blvd Ste 207, Oakland, CA 94611, USA
(510) 339-6060
California Check Cashing Stores
4300 International Blvd, Oakland, CA 94601, USA
(510) 536-7887
Money Mart
9 Eastmont Mall, Oakland, CA 94605, USA
(510) 562-8804
California Check Cashing Stores
3421 High St, Oakland, CA 94619, USA
(510) 532-7637
UnionBusiness
555 12th St,, Oakland, CA 94607, USA
(800) 685-9176
Oakland Best Car Title Loans
7901 Oakport St # 3900, Oakland, CA 94621, USA
(510) 662-0573
LoanSolo.com
1041 4th Avenue, Suite 302, Oakland, CA 94606, USA
(855) 826-4788
Cashloans.net
1924 Mountain Blvd,, Oakland, CA 94619, USA
(510) 256-0360
Money Mart
9 Eastmont Mall, Oakland, CA 94605, USA
(510) 562-8804
Marr & Assoc
2943 Macarthur Blvd, Oakland, CA 94602, USA
(510) 336-0725
Thomas Chambers Co
6333 Telegraph Ave Ste 201, Oakland, CA 94609-1359, USA
Richview Financial Services
506 12th Street, Suite 1002, Oakland, CA 94612-1837, USA
(800) 806-4505
Inheritance Loan Company
1231 Pine St, Oakland, CA 94607-1460, USA
Check Center
302 E 18th St, Oakland, CA 94606-1814, USA
(888) 593-5626
One Simple Online Form
To save you the hassle of going to the bank or storefront lender, only to wait in line to fill out stacks of physical paperwork, we do all the hard work for you with one simple online web form.
Provide us with your basic details and we'll pass it through a network of over 100 lenders that can provide between $100 and $35,000 depending on your request, their assessment of your application, and California lending laws.
- Select an amount to borrow between $100 and $35,000 using the sliders.
- Fill out our quick web form from any device with a browser.
- Know in minutes whether you have been connected with a lender on screen.
- Complete the application directly on the lender's page online, attaching digital documents if required.
- If approved, you could see the cash in your account in as fast as one working day - ideal if you are in a time-sensitive financial emergency.
Loans For People With Bad Credit in Oakland, CA
Submit your information
Fill out our simple online form with your details, click "Get Started" and with for a couple of minutes.
Sign Your Loan Contract
If connected to a direct lender, read your loan contract carefully and e-sign it if everything is in order.
Get Your Cash
If approved, money will be directly deposited into your bank account as soon as the next business day.
Are Online Bad Credit Loans Safe?
All lending within Oakland, CA is regulated at the state level, which helps protect borrowers from exorbitant interest rates and predatory lending practices.
While we are not a lender ourselves, you will know the interest rate offered immediately if you are connected with a lender and they make you an offer. By law, they must provide a full copy of the terms and conditions of any personal loan before you sign the online agreement and you are free to walk away at any time.
That doesn't mean there aren't sites out there that prey on those with bad credit, making false promises and misleading statements. Watch out for claims of no credit check being carried out or guaranteed or instant approval. No legal lender can make such promises.
The Good News: While the Oakland, CA lenders in our network will usually carry out some form of credit check, you will not be rejected right away if you have bad credit and those with a poor credit history are routinely and quickly approved for reasonable loans that suit their current financial situation.
Our lenders take in to account a number of factors, including your current employment status, income level, and other personal details.
With us, you can apply for the following loans in Oakland, CA:
$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans
*The exact amount depends on California lending laws, the information you submit, and other factors
Who Qualifies For Bad Credit Loans in Oakland, California?
To be eligible all you have to be is:
- 18 years or older
- In possession of a bank account in your name
- Employed or otherwise earning a verifiable income of at least $1,000 per month.
- A legal resident of Oakland, CA.
Who Should Use Bad Credit Loans?
If you are searching for bad credit loans, chances are you do not have access to other forms of credit like credit cards and have been turned away by the banks or large lenders. If that's the case, then bad credit loans are one of the best solutions for borrowing money in Oakland, CA.
Getting a personal loan online is also a great way for anyone to get cash fast who doesn't want to go through the rigorous process of paperwork and approval enforced by most larger banks and lenders.
Compare loan rates from the best direct lenders in Oakland, CA near you:
How Can I Get a Bad Credit Loan in Oakland, CA?
To get started with a bad credit personal loan between $100 and $35,000, gather your financial statements (PDFs from online banking make this even easier), calculate how much you can afford to repay each month (without forgetting interest) and then use our form to pass your details among our extensive network.
This saves you the hassle of applying one-by-one and risking multiple searches on your credit report if one lender rejects your application.
The best time to apply online in Oakland, CA is during the working week as you'll know onscreen if you have been connected and then approved by a lender, and they will typically deposit the funds into your designated bank account the next working day.
Note: This is also where they will automatically take repayments so make sure you have the funds there to cover the repayment schedule.
Did you know? Applying online for a small bad credit loan and successfully repaying it will quickly begin rebuilding your credit score and open-up new loan products with better terms.
Having bad credit can make you feel hopeless like you'll never be able to get credit ever again. However, that's simply not true. Many borrowers have made use of our loan connection tool and matched with a reputable lender who's issued them a loan.
Oakland, CA Information
Population: 429,114
Median age: 36.8
Median household income: $76,469
Median property value: $717,700
Homeownership rate: 41.3
Average car ownership: 2
Oakland, CA Bad Credit Loans Services on the Map:
Our Service is Available for the Following Zip Codes in Oakland, California:
94601, 94602, 94603, 94605, 94606, 94607, 94609, 94610, 94611, 94612, 94613, 94618, 94619, 94621, 94625, 94659, 94661, 94615, 94623, 94649, 94604, 94626, 94614, 94666, 94643, 94617, 94627, 94624, 94660
With us, you can apply for the following loans in Oakland, CA:
$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans
*The exact amount depends on California lending laws, the information you submit, and other factors