Get a Bad Credit Loan in El Paso, Texas
If you're on this page then you've probably been searching for Bad Credit Loans in El Paso, TX.
The good news is we have all you need to apply online with poor credit and stand a good chance of approval by a direct lender.
Despite popular belief, being rejected doesn't mean you're ineligible to borrow money. It just means you have fewer options.
We recognize that it can be very hard to find a loan from a bank or traditional lender in El Paso if you've struggled with debts in the past. But with our simple online form, you could be connected with lenders in the area in a matter of minutes.
What Exactly Are "Bad Credit Loans"?
It should be noted that there's no such thing as a "bad credit loan". However, there are personal loans available online in El Paso, TX that can be issued to people with a bad credit history.
Depending on your individual circumstances this might come in the form of a small payday loan to help tide you over until you next get paid or a longer-term installment loan in which you repay in equal installments, spreading the cost of a larger sum.
In our experience, while you can get personal loans from the banks or storefront lenders in El Paso, online lenders provide much more favorable terms and it's much easier to apply. As long as they are licensed to lend in the state of Texas, you'll have nothing to worry about and our network only accepts fully licensed and accredited lenders.
So, whether you need to fix your car or make home repairs, pay for emergency travel, or make an upfront purchase but have spent your monthly budget, we can help you connect with a lender today!
With us, you can apply for the following loans in El Paso, TX:
$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans
*The exact amount depends on Texas lending laws, the information you submit, and other factors
List of El Paso, TX Bad Credit Loan Lenders:
America United Services
3106 Cypress Ave, El Paso, TX 79905, USA
(915) 301-1451
ACE Cash Express
12135 Montwood Dr, El Paso, TX 79936, USA
(915) 856-9973
Check 'n Go
6520 N Mesa St., El Paso, TX 79912, USA
(915) 845-6678
Security Finance
216 E Mills Ave, El Paso, TX 79901, USA
(915) 532-3371
Quik Cash
7021 Alameda Ave Ste B, El Paso, TX 79915, USA
(915) 778-4574
ACE Cash Express
5316 E Paisano Dr, El Paso, TX 79905, USA
(915) 778-2627
Euro 2
6302 Alameda Ave, El Paso, TX 79905, USA
(915) 781-1199
Texas Finance
215 S Mesa St Ste B, El Paso, TX 79901, USA
(915) 533-5483
ACE Cash Express
6100 Montana Ave Ste E, El Paso, TX 79925, USA
(915) 772-2752
Euro Insurance
6403 Alameda Ave, El Paso, TX 79905, USA
(915) 779-1234
Cash Store
10705 Gateway Blvd W #103, El Paso, TX 79935, USA
(915) 591-9890
Power Finance Texas
1900 George Dieter Dr, El Paso, TX 79936, USA
(915) 856-4444
ACE Cash Express
115 S Americas Ave, El Paso, TX 79907, USA
(915) 859-1291
Cash Store
1830 N Zaragoza Rd Ste 104, El Paso, TX 79936, USA
(915) 856-9900
Cash America Pawn
1912 Lee Trevino Dr, El Paso, TX 79936, USA
(915) 592-4481
Advance America Cash Advance
12210 Montwood Dr, El Paso, TX 79928, USA
(915) 857-7895
Cash Store
3010 Saul Kleinfeld Dr Ste D, El Paso, TX 79936, USA
(915) 855-7733
Check 'n Go
1831 N Zaragosa Ste 117, El Paso, TX 79936, USA
(915) 857-3199
Check 'n Go
1491 N Lee Trevino Ste F, El Paso, TX 79936, USA
(915) 592-5677
ACE Cash Express
1829 Montana Ave, El Paso, TX 79902, USA
(915) 532-5828
ACE Cash Express
424 N Yarbrough Dr, El Paso, TX 79915, USA
(915) 257-7422
Cash Store
7447 N Mesa St, El Paso, TX 79912, USA
(915) 584-1501
ACE Cash Express
5070 Doniphan Dr, El Paso, TX 79932, USA
(915) 585-6275
ACE Cash Express
8838 Viscount Blvd, El Paso, TX 79925, USA
(915) 633-6165
Quik Cash
2000 N Lee Trevino Dr Ste R, El Paso, TX 79936, USA
(915) 629-6970
Rapid Cash
8920 Gateway Blvd E Ste 8, El Paso, TX 79907, USA
(915) 860-7070
Quick & Rapid Loans
1810 George Dieter, El Paso, TX 79936, USA
(915) 921-7100
ACE Cash Express
8220 B Dyer St, El Paso, TX 79904, USA
(915) 759-0222
ACE Cash Express
9130 Dyer St, El Paso, TX 79924, USA
(915) 751-4820
ACE Cash Express
5140 Fairbanks Dr, El Paso, TX 79924, USA
(915) 755-4378
Quik Cash
2625 N Mesa St Ste C, El Paso, TX 79902, USA
(915) 351-9625
Quik Cash
5151 Fairbanks Ste C, El Paso, TX 79924, USA
(915) 757-1432
Quik Cash
6529 N Mesa St, El Paso, TX 79912, USA
(915) 307-4063
ACE Cash Express
1055 Sunland Park Dr, El Paso, TX 79922, USA
(915) 587-1423
OK Finance
312 S Stanton St, El Paso, TX 79901, USA
(915) 206-4193
Security Finance
216 E Mills Ave, El Paso, TX 79901, USA
(915) 201-1612
Valuta
300 S Mesa St Ste A, El Paso, TX 79901, USA
(915) 544-1152
Check N' Go
9040 Dyer St Suite 103, El Paso, TX 79904, USA
(915) 751-7511
Check N' Go
6560 Montana Ste D, El Paso, TX 79925, USA
(915) 775-0318
Cash America Pawn
4831 Dyer St, El Paso, TX 79930, USA
(915) 562-4351
ACE Cash Express
4700 Montana Ave, El Paso, TX 79903, USA
(915) 566-6005
Advance America Cash Advance
8900 Viscount Blvd Ste Ao, El Paso, TX 79925, USA
(915) 591-7726
Action Express Loans
4665 Montana Ave, El Paso, TX 79903, USA
(915) 565-3274
Cash Store
5620 Dyer St, El Paso, TX 79904, USA
(915) 564-1801
Chelmont Finance
4911 Montana Ave, El Paso, TX 79903, USA
(915) 562-2662
Fast Cash Now
3910 Dyer St Ste D, El Paso, TX 79930, USA
(915) 562-4143
El Paso Guarantee Loan Service
4320 Montana Ave, El Paso, TX 79903, USA
(915) 533-8426
Payday Cash Advance Loans
8900 Viscount Blvd, El Paso, TX 79925, USA
(940) 536-3922
Cash Store
9411 Alameda Ave Ste I, El Paso, TX 79907, USA
(915) 872-8560
Check N' Go
121 N. Kenazo Suite 103, El Paso, TX 79928, USA
(915) 852-4661
One Simple Online Form
To save you the hassle of going to the bank or storefront lender, only to wait in line to fill out stacks of physical paperwork, we do all the hard work for you with one simple online web form.
Provide us with your basic details and we'll pass it through a network of over 100 lenders that can provide between $100 and $35,000 depending on your request, their assessment of your application, and Texas lending laws.
- Select an amount to borrow between $100 and $35,000 using the sliders.
- Fill out our quick web form from any device with a browser.
- Know in minutes whether you have been connected with a lender on screen.
- Complete the application directly on the lender's page online, attaching digital documents if required.
- If approved, you could see the cash in your account in as fast as one working day - ideal if you are in a time-sensitive financial emergency.
Loans For People With Bad Credit in El Paso, TX
Submit your information
Fill out our simple online form with your details, click "Get Started" and with for a couple of minutes.
Sign Your Loan Contract
If connected to a direct lender, read your loan contract carefully and e-sign it if everything is in order.
Get Your Cash
If approved, money will be directly deposited into your bank account as soon as the next business day.
Are Online Bad Credit Loans Safe?
All lending within El Paso, TX is regulated at the state level, which helps protect borrowers from exorbitant interest rates and predatory lending practices.
While we are not a lender ourselves, you will know the interest rate offered immediately if you are connected with a lender and they make you an offer. By law, they must provide a full copy of the terms and conditions of any personal loan before you sign the online agreement and you are free to walk away at any time.
That doesn't mean there aren't sites out there that prey on those with bad credit, making false promises and misleading statements. Watch out for claims of no credit check being carried out or guaranteed or instant approval. No legal lender can make such promises.
The Good News: While the El Paso, TX lenders in our network will usually carry out some form of credit check, you will not be rejected right away if you have bad credit and those with a poor credit history are routinely and quickly approved for reasonable loans that suit their current financial situation.
Our lenders take in to account a number of factors, including your current employment status, income level, and other personal details.
With us, you can apply for the following loans in El Paso, TX:
$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans
*The exact amount depends on Texas lending laws, the information you submit, and other factors
Who Qualifies For Bad Credit Loans in El Paso, Texas?
To be eligible all you have to be is:
- 18 years or older
- In possession of a bank account in your name
- Employed or otherwise earning a verifiable income of at least $1,000 per month.
- A legal resident of El Paso, TX.
Who Should Use Bad Credit Loans?
If you are searching for bad credit loans, chances are you do not have access to other forms of credit like credit cards and have been turned away by the banks or large lenders. If that's the case, then bad credit loans are one of the best solutions for borrowing money in El Paso, TX.
Getting a personal loan online is also a great way for anyone to get cash fast who doesn't want to go through the rigorous process of paperwork and approval enforced by most larger banks and lenders.
Compare loan rates from the best direct lenders in El Paso, TX near you:
How Can I Get a Bad Credit Loan in El Paso, TX?
To get started with a bad credit personal loan between $100 and $35,000, gather your financial statements (PDFs from online banking make this even easier), calculate how much you can afford to repay each month (without forgetting interest) and then use our form to pass your details among our extensive network.
This saves you the hassle of applying one-by-one and risking multiple searches on your credit report if one lender rejects your application.
The best time to apply online in El Paso, TX is during the working week as you'll know onscreen if you have been connected and then approved by a lender, and they will typically deposit the funds into your designated bank account the next working day.
Note: This is also where they will automatically take repayments so make sure you have the funds there to cover the repayment schedule.
Did you know? Applying online for a small bad credit loan and successfully repaying it will quickly begin rebuilding your credit score and open-up new loan products with better terms.
Having bad credit can make you feel hopeless like you'll never be able to get credit ever again. However, that's simply not true. Many borrowers have made use of our loan connection tool and matched with a reputable lender who's issued them a loan.
El Paso, TX Information
Population: 682,686
Median age: 33.1
Median household income: $45,031
Median property value: $130,900
Homeownership rate: 58.3
Average car ownership: 2
El Paso, TX Bad Credit Loans Services on the Map:
Our Service is Available for the Following Zip Codes in El Paso, Texas:
79901, 79902, 79903, 79904, 79905, 79906, 79907, 79908, 79911, 79912, 79915, 79920, 79922, 79924, 79925, 79927, 79928, 79930, 79932, 79934, 79935, 79936, 79938, 79942, 79917, 79961, 79980, 79940, 79948, 88561, 79952, 79992, 88578, 88511, 79997, 88536, 88542, 88584, 88557, 79998, 88520, 88587, 79937, 79983, 88576, 88523, 88533, 88529, 88539, 79977, 88524, 88541, 88525, 88532, 79974, 88526, 79951, 88559, 88566, 88516, 79984, 79941, 88518, 88586, 88588, 88582, 88544, 88517, 88558, 88573, 88581, 79960, 88513, 88543, 88540, 79993, 88574, 79916, 79950, 88545, 79945, 88572, 88521, 88556, 79958, 79996, 79989, 79990, 79931, 88577, 79982, 88585, 79988, 88531, 79968, 79918, 79978, 88519, 88534, 79954, 79987, 88554, 88560, 79986, 88510, 88595, 79994, 88538, 79926, 79913, 79975, 79923, 88547, 88555, 88515, 88530, 88546, 79953, 88565, 79985, 88514, 88579, 88550, 79966, 88568, 79973, 79946, 79999, 88549, 79949, 88553, 88548, 79976, 88571, 88580, 79995, 88575, 88569, 79910, 88583, 88589, 88563, 88590, 79955, 79914, 79943, 88512, 79944, 88535, 88562, 79947, 88528, 88527, 88570, 79991, 79929, 88567
With us, you can apply for the following loans in El Paso, TX:
$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans
*The exact amount depends on Texas lending laws, the information you submit, and other factors