Bad Credit Loans Memphis, TN (Fast Approval)
Get a Bad Credit Loan in Memphis, Tennessee
If you're on this page then you've probably been searching for Bad Credit Loans in Memphis, TN.
The good news is we have all you need to apply online with poor credit and stand a good chance of approval by a direct lender.
Despite popular belief, being rejected doesn't mean you're ineligible to borrow money. It just means you have fewer options.
We recognize that it can be very hard to find a loan from a bank or traditional lender in Memphis if you've struggled with debts in the past. But with our simple online form, you could be connected with lenders in the area in a matter of minutes.
What Exactly Are "Bad Credit Loans"?
It should be noted that there's no such thing as a "bad credit loan". However, there are personal loans available online in Memphis, TN that can be issued to people with a bad credit history.
Depending on your individual circumstances this might come in the form of a small payday loan to help tide you over until you next get paid or a longer-term installment loan in which you repay in equal installments, spreading the cost of a larger sum.
In our experience, while you can get personal loans from the banks or storefront lenders in Memphis, online lenders provide much more favorable terms and it's much easier to apply. As long as they are licensed to lend in the state of Tennessee, you'll have nothing to worry about and our network only accepts fully licensed and accredited lenders.
So, whether you need to fix your car or make home repairs, pay for emergency travel, or make an upfront purchase but have spent your monthly budget, we can help you connect with a lender today!
With us, you can apply for the following loans in Memphis, TN:
$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans
*The exact amount depends on Tennessee lending laws, the information you submit, and other factors
List of Memphis, TN Bad Credit Loan Lenders:
Easy Money
6569 Winchester Rd, Memphis, TN 38115, USA
(901) 375-4677
ACE Cash Express
5820 Winchester Rd, Memphis, TN 38115, USA
(901) 367-8922
ACE Cash Express
5169 Winchester Rd, Memphis, TN 38118, USA
(901) 795-4690
ACE Cash Express
6657 Winchester Rd, Memphis, TN 38115, USA
(901) 363-1967
Check Into Cash
5079 Park Ave, Memphis, TN 38117, USA
(901) 680-1946
ACE Cash Express
7444 Winchester Rd, Memphis, TN 38125, USA
(901) 309-9416
American Cash Advance and Title Loans
3800 Hacks Cross Rd Ste 102, Memphis, TN 38125, USA
(901) 757-8882
Check Into Cash
4514 Summer Ave Ste 9, Memphis, TN 38122, USA
(901) 685-9844
Quik-Lend
3148 S Perkins Rd, Memphis, TN 38118, USA
(901) 565-7522
Easy Money
4109 Getwell Rd, Memphis, TN 38118, USA
(901) 360-8883
ACE Cash Express
1414 Getwell Rd, Memphis, TN 38111, USA
(901) 744-0551
Quik-Lend
2838 Hickory Hill Rd, Memphis, TN 38115, USA
(901) 794-6565
Check Into Cash
2926 Lamar Ave Ste 109, Memphis, TN 38114, USA
(901) 744-3230
Lima One Capital
5100 Poplar Ave Fl 27, Memphis, TN 38137, USA
(901) 206-2219
One Loan Place
5100 Poplar Ave Ste 2700, Memphis, TN 38137, USA
(901) 451-9944
Easy Money
5040 Summer Ave, Memphis, TN 38112, USA
(901) 767-5834
Easy Money
7535 Highway 64, Memphis, TN 38133, USA
(901) 383-4117
Cash Express USA
1983 Covington Pike, Memphis, TN 38134, USA
(901) 373-3800
Quik Lend
1620 Madison Ave, Memphis, TN 38104, USA
(901) 276-1959
Check Into Cash
8385 Us Highway 64 Ste 113, Memphis, TN 38133, USA
(901) 377-9722
Ez Cash
5865 Summer Ave, Memphis, TN 38134, USA
(901) 869-9074
Cash Depot
7535 Us Hwy 64, Memphis, TN 38133, USA
(901) 383-1137
745 Cash
5000 Raleigh Lagrange Rd, Memphis, TN 38128, USA
(901) 266-4401
Cash-N-Dash
5865 Summer Ave, Memphis, TN 38134, USA
(901) 382-7133
Cash-N-Dash
3499 Park Ave Ste 3, Memphis, TN 38111, USA
(901) 323-9730
Cash Express USA
7948 Winchester Rd Ste 107, Memphis, TN 38125, USA
Cash In A Flash Check Advance
6337 Stage Rd, Memphis, TN 38134, USA
(901) 937-6919
Cash In A Flash Check Advance
5823 Winchester Rd, Memphis, TN 38115, USA
(901) 797-9009
Cash In A Flash Check Advance
3690 Mendenhall, Memphis, TN 38115, USA
(901) 547-1600
AAA Cash Fast
6225 Winchester Rd, Memphis, TN 38115, USA
(901) 546-9100
Ab Latino Services
4556 Summer Ave, Memphis, TN 38122, USA
(901) 907-0797
Shelby County Check Cashing
3024 Covington Pike Ste 5, Memphis, TN 38128, USA
(901) 382-4010
ACE Cash Express
2139 Lamar Ave, Memphis, TN 38114, USA
(901) 276-1020
Signature Finance
1920 Madison Ave, Memphis, TN 38104, USA
(901) 300-4019
Cash Way Check Advance
3721 Riverdale Rd, Memphis, TN 38115, USA
(901) 794-0488
ACE Cash Express
2117 Sycamore View Rd, Memphis, TN 38134, USA
(901) 383-2274
Check N' Go
5065 American Way Suite 104, Memphis, TN 38115, USA
(901) 363-8323
ACE Cash Express
5129 Yale Rd, Memphis, TN 38134, USA
(901) 266-0225
ACE Cash Express
3102 Austin Peay Hwy, Memphis, TN 38128, USA
(901) 937-0897
Cash In A Flash
6922 E Shelby Dr, Memphis, TN 38141, USA
(901) 795-6300
Cash In A Flash Check Advance
4359 Elvis Presley Ste 102, Memphis, TN 38116, USA
(901) 332-0220
Check Into Cash
1213 Getwell Rd, Memphis, TN 38111, USA
(901) 327-8383
ACE Cash Express
2474 Covington Pike, Memphis, TN 38128, USA
(901) 388-2316
Quik-Lend
3921 Park Ave, Memphis, TN 38111, USA
(901) 458-3844
ACE Cash Express
3174 Summer Ave, Memphis, TN 38112, USA
(901) 452-8601
ACE Cash Express
1631 Poplar Ave, Memphis, TN 38104, USA
(901) 272-9685
Time Finance
1924 Madison Ave, Memphis, TN 38104, USA
(901) 440-0030
ACE Cash Express
1330 E Shelby Dr, Memphis, TN 38116, USA
(901) 345-5597
ACE Cash Express
3394 N Watkins St, Memphis, TN 38127, USA
(901) 353-0895
Check Advance National Check Cashing
3317 Winchester Rd, Memphis, TN 38118, USA
(901) 795-1552
One Simple Online Form
To save you the hassle of going to the bank or storefront lender, only to wait in line to fill out stacks of physical paperwork, we do all the hard work for you with one simple online web form.
Provide us with your basic details and we'll pass it through a network of over 100 lenders that can provide between $100 and $35,000 depending on your request, their assessment of your application, and Tennessee lending laws.
- Select an amount to borrow between $100 and $35,000 using the sliders.
- Fill out our quick web form from any device with a browser.
- Know in minutes whether you have been connected with a lender on screen.
- Complete the application directly on the lender's page online, attaching digital documents if required.
- If approved, you could see the cash in your account in as fast as one working day - ideal if you are in a time-sensitive financial emergency.
Loans For People With Bad Credit in Memphis, TN
Submit your information
Fill out our simple online form with your details, click "Get Started" and with for a couple of minutes.
Sign Your Loan Contract
If connected to a direct lender, read your loan contract carefully and e-sign it if everything is in order.
Get Your Cash
If approved, money will be directly deposited into your bank account as soon as the next business day.
Are Online Bad Credit Loans Safe?
All lending within Memphis, TN is regulated at the state level, which helps protect borrowers from exorbitant interest rates and predatory lending practices.
While we are not a lender ourselves, you will know the interest rate offered immediately if you are connected with a lender and they make you an offer. By law, they must provide a full copy of the terms and conditions of any personal loan before you sign the online agreement and you are free to walk away at any time.
That doesn't mean there aren't sites out there that prey on those with bad credit, making false promises and misleading statements. Watch out for claims of no credit check being carried out or guaranteed or instant approval. No legal lender can make such promises.
The Good News: While the Memphis, TN lenders in our network will usually carry out some form of credit check, you will not be rejected right away if you have bad credit and those with a poor credit history are routinely and quickly approved for reasonable loans that suit their current financial situation.
Our lenders take in to account a number of factors, including your current employment status, income level, and other personal details.
With us, you can apply for the following loans in Memphis, TN:
$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans
*The exact amount depends on Tennessee lending laws, the information you submit, and other factors
Who Qualifies For Bad Credit Loans in Memphis, Tennessee?
To be eligible all you have to be is:
- 18 years or older
- In possession of a bank account in your name
- Employed or otherwise earning a verifiable income of at least $1,000 per month.
- A legal resident of Memphis, TN.
Who Should Use Bad Credit Loans?
If you are searching for bad credit loans, chances are you do not have access to other forms of credit like credit cards and have been turned away by the banks or large lenders. If that's the case, then bad credit loans are one of the best solutions for borrowing money in Memphis, TN.
Getting a personal loan online is also a great way for anyone to get cash fast who doesn't want to go through the rigorous process of paperwork and approval enforced by most larger banks and lenders.
Compare loan rates from the best direct lenders in Memphis, TN near you:
How Can I Get a Bad Credit Loan in Memphis, TN?
To get started with a bad credit personal loan between $100 and $35,000, gather your financial statements (PDFs from online banking make this even easier), calculate how much you can afford to repay each month (without forgetting interest) and then use our form to pass your details among our extensive network.
This saves you the hassle of applying one-by-one and risking multiple searches on your credit report if one lender rejects your application.
The best time to apply online in Memphis, TN is during the working week as you'll know onscreen if you have been connected and then approved by a lender, and they will typically deposit the funds into your designated bank account the next working day.
Note: This is also where they will automatically take repayments so make sure you have the funds there to cover the repayment schedule.
Did you know? Applying online for a small bad credit loan and successfully repaying it will quickly begin rebuilding your credit score and open-up new loan products with better terms.
Having bad credit can make you feel hopeless like you'll never be able to get credit ever again. However, that's simply not true. Many borrowers have made use of our loan connection tool and matched with a reputable lender who's issued them a loan.
Memphis, TN Information
Population: 650,632
Median age: 34.3
Median household income: $37,199
Median property value: $103,700
Homeownership rate: 46.5
Average car ownership: 2
Memphis, TN Bad Credit Loans Services on the Map:
Our Service is Available for the Following Zip Codes in Memphis, Tennessee:
38103, 38104, 38105, 38106, 38107, 38108, 38109, 38111, 38112, 38114, 38115, 38116, 38117, 38118, 38119, 38120, 38122, 38125, 38126, 38127, 38128, 38131, 38132, 38133, 38134, 38135, 38141, 38152, 38124, 38136, 38186, 38146, 38145, 38177, 38188, 38184, 38140, 38142, 38190, 38187, 38195, 37501, 38159, 38101, 38147, 38163, 38182, 38150, 38165, 38193, 38174, 38197, 38181, 38173, 38161, 38148, 38168, 38151, 38130, 38143, 38175, 38167, 38137, 38016, 38157, 38166, 38194, 38110, 38026, 38113
With us, you can apply for the following loans in Memphis, TN:
$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans
*The exact amount depends on Tennessee lending laws, the information you submit, and other factors