Bad Credit Loans Birmingham, AL (Fast Approval)
Get a Bad Credit Loan in Birmingham, Alabama
If you're on this page then you've probably been searching for Bad Credit Loans in Birmingham, AL.
The good news is we have all you need to apply online with poor credit and stand a good chance of approval by a direct lender.
Despite popular belief, being rejected doesn't mean you're ineligible to borrow money. It just means you have fewer options.
We recognize that it can be very hard to find a loan from a bank or traditional lender in Birmingham if you've struggled with debts in the past. But with our simple online form, you could be connected with lenders in the area in a matter of minutes.
What Exactly Are "Bad Credit Loans"?
It should be noted that there's no such thing as a "bad credit loan". However, there are personal loans available online in Birmingham, AL that can be issued to people with a bad credit history.
Depending on your individual circumstances this might come in the form of a small payday loan to help tide you over until you next get paid or a longer-term installment loan in which you repay in equal installments, spreading the cost of a larger sum.
In our experience, while you can get personal loans from the banks or storefront lenders in Birmingham, online lenders provide much more favorable terms and it's much easier to apply. As long as they are licensed to lend in the state of Alabama, you'll have nothing to worry about and our network only accepts fully licensed and accredited lenders.
So, whether you need to fix your car or make home repairs, pay for emergency travel, or make an upfront purchase but have spent your monthly budget, we can help you connect with a lender today!
With us, you can apply for the following loans in Birmingham, AL:
$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans
*The exact amount depends on Alabama lending laws, the information you submit, and other factors
List of Birmingham, AL Bad Credit Loan Lenders:
easymoney
4673 Hwy 280 E, Birmingham, AL 35243, USA
(205) 437-1515
easymoney
1678 Montgomery Hwy Ste 105, Birmingham, AL 35216, USA
(205) 413-4460
Check Into Cash
945 Forestdale Blvd, Birmingham, AL 35214, USA
(205) 798-6900
Check Into Cash
104 Green Springs Hwy, Birmingham, AL 35209, USA
(205) 944-2930
Signature Finance
1713 3rd Ave N, Birmingham, AL 35203, USA
(205) 251-0121
Check N' Go
137 Bessemer Super Highway, Birmingham, AL 35228, USA
(205) 929-6646
confianza
405 Valley Ave, Birmingham, AL 35209, USA
(205) 407-5268
Great American Loans
12 Phillips Dr, Birmingham, AL 35228, USA
(205) 923-0009
easymoney cash center
1552 Montclair Rd, Birmingham, AL 35210, USA
(205) 956-2424
easymoney
9420 Pkwy E, Birmingham, AL 35215, USA
(205) 413-4478
Payday Loans Birmingham
612 32nd St S, Birmingham, AL 35233, USA
(888) 410-1649
Quik Pawn Shop
1649 Centerpoint Pkwy, Birmingham, AL 35215, USA
(205) 856-1659
Brett's Pawn Shoppe
5212 Oporto Madrid Blvd S, Birmingham, AL 35210, USA
(205) 592-9922
Parkway Finance
1545 Center Point Pkwy, Birmingham, AL 35215, USA
(205) 853-3339
A-1 Quik Cash Advance
1861 Center Point Pkwy, Birmingham, AL 35215, USA
(205) 854-2274
Always Money
1189 Centerpoint Pkwy, Birmingham, AL 35215, USA
(205) 854-8778
Cash Mart Cash Advance
9537 Pkwy E, Birmingham, AL 35215, USA
(205) 833-8094
Check N' Go
1423 Gadsden Highway Ste 139, Birmingham, AL 35235, USA
(205) 413-8014
easymoney
3355 Vanderbilt Rd, Birmingham, AL 35217, USA
(205) 745-4175
Cash Montster
9129 Pkwy E, Birmingham, AL 35206, USA
(205) 838-4999
Easy Money
2145 Bessemer Rd, Birmingham, AL 35208, USA
(205) 781-9171
Easymoney Cash Centers
1001 Bankhead Hwy W, Birmingham, AL 35204, USA
(205) 397-1200
easymoney
210 Midfield St, Birmingham, AL 35228, USA
(205) 923-3762
easymoney
6400 First Ave. N, Birmingham, AL 35212, USA
(205) 206-7715
easymoney
728 S 23rd St, Birmingham, AL 35233, USA
(205) 769-3800
Easymoney
2168 Green Springs Hwy, Birmingham, AL 35205, USA
(205) 942-0001
The Prosperous Living Group
6908 Ct N, Birmingham, AL 35228, USA
(205) 518-8691
Advance America Cash Advance
3321 Lorna Rd, Birmingham, AL 35216, USA
(205) 823-8472
Allied Cash Advance
5287 Hwy 280, Birmingham, AL 35243, USA
(205) 980-7641
Advance America Cash Advance
5363 Highway 280 Ste 103, Birmingham, AL 35242, USA
(205) 408-0721
Always Money
873 Dennison Ave Ste 127, Birmingham, AL 35211, USA
(205) 323-1086
Speedy Cash
321 Palisades Blvd, Birmingham, AL 35209, USA
(205) 518-8947
Chesterfield Company Loans
1715 3rd Ave N, Birmingham, AL 35203, USA
(205) 251-0187
Check N' Go
1301 3rd Ave. W Ste B, Birmingham, AL 35208, USA
(205) 788-4702
Quik Pawn Shop
7737 1st Ave N, Birmingham, AL 35206, USA
(205) 833-9684
Check Into Cash
9166 Pkwy E, Birmingham, AL 35206, USA
(205) 836-0685
Always Money
1143 Huffman Rd, Birmingham, AL 35215, USA
(205) 815-5508
E-Z Finance
1715a 3rd Ave N, Birmingham, AL 35203, USA
(205) 506-0043
NetCash Inc
2412 Green Springs Hwy, Birmingham, AL 35209, USA
(205) 941-1015
Check N' Go
1717 Crestwood Dr, Birmingham, AL 35210, USA
(205) 951-9525
Fastest Cash Advance & Payday Loans
1901 6th Ave N, Birmingham, AL 35203, USA
(205) 208-8620
Allied Cash Advance
1212 Forestdale Sq, Birmingham, AL 35214, USA
(205) 791-2086
Check N' Go
1109 Forestdale Blvd., Birmingham, AL 35214, USA
(205) 798-7430
Great American Loans
9921 Pkwy E, Birmingham, AL 35215, USA
(205) 854-3307
Check 'n Go
1970 Forestdale Blvd, Birmingham, AL 35203, USA
(205) 791-9560
Advance America
1445 Forestdale Blvd Ste 109, Birmingham, AL 35214, USA
(205) 798-3191
Birmingham 247 Loans
1421 Forestdale Blvd Ste 125, Birmingham, AL 35214, USA
(877) 244-8254
Low Credit
2961 Brookside Coalburg Rd, Birmingham, AL 35214, USA
(205) 395-8971
Easy Money
210 Midfield St, Birmingham, AL 35228-2221, USA
(205) 923-3762
Paccar Financial
5517 Heath Row Dr, Birmingham, AL 35242-3142, USA
(205) 991-2004
One Simple Online Form
To save you the hassle of going to the bank or storefront lender, only to wait in line to fill out stacks of physical paperwork, we do all the hard work for you with one simple online web form.
Provide us with your basic details and we'll pass it through a network of over 100 lenders that can provide between $100 and $35,000 depending on your request, their assessment of your application, and Alabama lending laws.
- Select an amount to borrow between $100 and $35,000 using the sliders.
- Fill out our quick web form from any device with a browser.
- Know in minutes whether you have been connected with a lender on screen.
- Complete the application directly on the lender's page online, attaching digital documents if required.
- If approved, you could see the cash in your account in as fast as one working day - ideal if you are in a time-sensitive financial emergency.
Loans For People With Bad Credit in Birmingham, AL
Submit your information
Fill out our simple online form with your details, click "Get Started" and with for a couple of minutes.
Sign Your Loan Contract
If connected to a direct lender, read your loan contract carefully and e-sign it if everything is in order.
Get Your Cash
If approved, money will be directly deposited into your bank account as soon as the next business day.
Are Online Bad Credit Loans Safe?
All lending within Birmingham, AL is regulated at the state level, which helps protect borrowers from exorbitant interest rates and predatory lending practices.
While we are not a lender ourselves, you will know the interest rate offered immediately if you are connected with a lender and they make you an offer. By law, they must provide a full copy of the terms and conditions of any personal loan before you sign the online agreement and you are free to walk away at any time.
That doesn't mean there aren't sites out there that prey on those with bad credit, making false promises and misleading statements. Watch out for claims of no credit check being carried out or guaranteed or instant approval. No legal lender can make such promises.
The Good News: While the Birmingham, AL lenders in our network will usually carry out some form of credit check, you will not be rejected right away if you have bad credit and those with a poor credit history are routinely and quickly approved for reasonable loans that suit their current financial situation.
Our lenders take in to account a number of factors, including your current employment status, income level, and other personal details.
With us, you can apply for the following loans in Birmingham, AL:
$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans
*The exact amount depends on Alabama lending laws, the information you submit, and other factors
Who Qualifies For Bad Credit Loans in Birmingham, Alabama?
To be eligible all you have to be is:
- 18 years or older
- In possession of a bank account in your name
- Employed or otherwise earning a verifiable income of at least $1,000 per month.
- A legal resident of Birmingham, AL.
Who Should Use Bad Credit Loans?
If you are searching for bad credit loans, chances are you do not have access to other forms of credit like credit cards and have been turned away by the banks or large lenders. If that's the case, then bad credit loans are one of the best solutions for borrowing money in Birmingham, AL.
Getting a personal loan online is also a great way for anyone to get cash fast who doesn't want to go through the rigorous process of paperwork and approval enforced by most larger banks and lenders.
Compare loan rates from the best direct lenders in Birmingham, AL near you:
How Can I Get a Bad Credit Loan in Birmingham, AL?
To get started with a bad credit personal loan between $100 and $35,000, gather your financial statements (PDFs from online banking make this even easier), calculate how much you can afford to repay each month (without forgetting interest) and then use our form to pass your details among our extensive network.
This saves you the hassle of applying one-by-one and risking multiple searches on your credit report if one lender rejects your application.
The best time to apply online in Birmingham, AL is during the working week as you'll know onscreen if you have been connected and then approved by a lender, and they will typically deposit the funds into your designated bank account the next working day.
Note: This is also where they will automatically take repayments so make sure you have the funds there to cover the repayment schedule.
Did you know? Applying online for a small bad credit loan and successfully repaying it will quickly begin rebuilding your credit score and open-up new loan products with better terms.
Having bad credit can make you feel hopeless like you'll never be able to get credit ever again. However, that's simply not true. Many borrowers have made use of our loan connection tool and matched with a reputable lender who's issued them a loan.
Birmingham, AL Information
Population: 212,265
Median age: 35.7
Median household income: $33,770
Median property value: $86,900
Homeownership rate: 46.1
Average car ownership: 2
Birmingham, AL Bad Credit Loans Services on the Map:
Our Service is Available for the Following Zip Codes in Birmingham, Alabama:
35203, 35204, 35205, 35206, 35207, 35208, 35209, 35210, 35211, 35212, 35213, 35214, 35215, 35216, 35217, 35218, 35221, 35222, 35223, 35224, 35226, 35228, 35229, 35233, 35234, 35235, 35242, 35243, 35244, 35254, 35283, 35259, 35288, 35287, 35279, 35238, 35249, 35255, 35220, 35289, 35253, 35261, 35232, 35219, 35201, 35240, 35236, 35231, 35286, 35245, 35263, 35246, 35294, 35202, 35298, 35225, 35285, 35299, 35230, 35281, 35282, 35278, 35292, 35266, 35295, 35297, 35291, 35293, 35260, 35296, 35277, 35290, 35280, 35237
With us, you can apply for the following loans in Birmingham, AL:
$100 - $1,000 payday loans
$1,000 - $5,000 installment loans
$5,000 - $35,000 personal loans
*The exact amount depends on Alabama lending laws, the information you submit, and other factors